UTI میوچل فنڈ 2022 کے 8 بہترین قرض فنڈز

Table of Contents

UTI میوچل فنڈ 2022 کے 8 بہترین قرض فنڈز
UTI میوچل فنڈ میں کیوں سرمایہ کاری کریں؟
بہترین UTI قرض میوچل فنڈز
UTI میوچل فنڈز میں آن لائن سرمایہ کاری کیسے کریں؟
Top 8 Funds

UTI میوچل فنڈ 2022 کے 8 بہترین قرض فنڈز

UTI میوچل فنڈکے قرض فنڈز زیادہ سے زیادہ منافع کمانے کے بہترین طریقوں میں سے ایک ہیں۔ فنڈ کا مقصد اکروول پیدا کرنا ہے۔آمدنی کی طرف سےسرمایہ کاری بنیادی طور پر میںکرنسی مارکیٹ آلات

آپ بہت سی اسکیموں سے فنڈز کا انتخاب کرسکتے ہیں جیسےمائع فنڈز، الٹرامختصر مدت کے فنڈزمختصر مدت کے فنڈز،گلٹ فنڈزوغیرہقرض فنڈ مائع، الٹرا شارٹ اور شارٹ ٹرم فنڈز جیسی اسکیمیں آپ کی مختصر سے درمیانی مدت کی منصوبہ بندی کرنے کا بہترین طریقہ ہیں۔مالی اہداف. سرمایہ کاری کرنے کی منصوبہ بندی کرنے والے سرمایہ کار نیچے دیے گئے ٹاپ 8 میں سے فنڈز کا انتخاب کر سکتے ہیں۔بہترین قرض فنڈز UTI کی طرف سےمشترکہ فنڈ. ان فنڈز کو AUM جیسے کچھ پیرامیٹرز کے ذریعے شارٹ لسٹ کیا گیا ہے۔نہیں ہیں، ماضی کی کارکردگی، اوسط پختگی، مدت، وغیرہ۔

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UTI میوچل فنڈ میں کیوں سرمایہ کاری کریں؟

a حفاظت

UTI میوچل فنڈ ہمیشہ کی حفاظت کے لیے کوشاں رہتا ہے۔سرمایہ کارکے پیسے اور کے لیےسرمایہ ایک محتاط انداز میں سرمایہ کاری کی طرف سے تعریف.

ب مسلسل ریٹرن

UTI میوچل فنڈ ہمیشہ اپنے سرمایہ کاروں کو مستقل منافع فراہم کرنے کی بھرپور کوشش کرتا ہے تاکہ وہ اپنے مقاصد حاصل کر سکیں۔

c رسائی میں آسانی

سرمایہ کار کسی بھی وقت اور کہیں بھی آن لائن اپنے میوچل فنڈ اکاؤنٹ کی نگرانی اور رسائی کر سکتے ہیں۔ نیز، فنڈ ہاؤس کے ساتھ لین دین اور تعامل کا عمل بھی پریشانی سے پاک اور بہت صارف دوست ہے۔

بہترین UTI قرض میوچل فنڈز

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹30.551 ↑ 0.17	₹626	3	3.8	9	9.4	8.6	7.09%	6Y 5M 5D	14Y 7M 13D
UTI Banking & PSU Debt Fund Growth	₹21.4907 ↑ 0.07	₹825	2.4	4	8.1	8.7	7.6	7.32%	2Y 2M 8D	2Y 6M 25D
UTI Gilt Fund Growth	₹62.5223 ↑ 0.45	₹644	3.7	4	9.9	7.5	8.9	6.99%	9Y 8M 23D	22Y 9M
UTI Bond Fund Growth	₹72.5256 ↑ 0.44	₹312	3.2	4	9.3	9.4	8.5	7.31%	6Y 3M 29D	10Y 3M 14D
UTI Short Term Income Fund Growth	₹31.1464 ↑ 0.11	₹2,446	2.5	4.1	8.2	6.8	7.9	7.54%	2Y 6M 22D	3Y 7M 24D
UTI Treasury Advantage Fund Growth	₹3,483.36 ↑ 7.65	₹3,237	2.2	4	7.9	6.8	7.7	7.62%	10M 10D	11M 19D
UTI Money Market Fund Growth	₹3,029.72 ↑ 4.96	₹18,083	2.2	4	7.9	7.1	7.7	7.51%	6M 1D	6M 1D
UTI Ultra Short Term Fund Growth	₹4,169.83 ↑ 5.52	₹3,385	1.9	3.6	7.2	6.4	7.2	7.58%	4M 14D	4M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (02 Apr 25)	₹30.551 ↑ 0.17 (0.54 %)
Net Assets (Cr)	₹626 on 28 Feb 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	14 Years 7 Months 13 Days
Modified Duration	6 Years 5 Months 5 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,684
31 Mar 22	₹11,866
31 Mar 23	₹13,300
31 Mar 24	₹14,296
31 Mar 25	₹15,455

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	3%
6 Month	3.8%
1 Year	9%
3 Year	9.4%
5 Year	9.2%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.2%
2022	10.1%
2021	10.8%
2020	5.9%
2019	-3.9%
2018	5.2%
2017	4.2%
2016	14.9%
2015	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.25 Yr.

Data below for UTI Dynamic Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	8.21%
Debt	91.57%
Other	0.22%

Debt Sector Allocation

Sector	Value
Government	73.93%
Corporate	17.65%
Cash Equivalent	8.21%

Credit Quality

Rating	Value
AA	0.94%
AAA	99.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	44%	₹277 Cr	2,750,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	14%	₹91 Cr	900,000,000
Small Industries Development Bank Of India Debentures \| -	6%	₹40 Cr	4,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹40 Cr	4,000
Rural Electrification Corporation Limited Debentures \| -	6%	₹40 Cr	4,000
Power Finance Corporation Ltd. Debentures \| -	4%	₹25 Cr	2,500
Chhattisgarh (Government of) 7.32% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
Assam (Government of) 7.34% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹15 Cr	150,000,000
Mankind Pharma Ltd Debentures \| -	1%	₹5 Cr	500

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (02 Apr 25)	₹21.4907 ↑ 0.07 (0.33 %)
Net Assets (Cr)	₹825 on 28 Feb 25
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	2 Years 6 Months 25 Days
Modified Duration	2 Years 2 Months 8 Days
Sub Cat.	Banking & PSU Debt

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,675
31 Mar 22	₹11,056
31 Mar 23	₹12,276
31 Mar 24	₹13,144
31 Mar 25	₹14,168

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1.3%
3 Month	2.4%
6 Month	4%
1 Year	8.1%
3 Year	8.7%
5 Year	7.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%
2015	8.6%

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.33 Yr.

Data below for UTI Banking & PSU Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.9%
Debt	95.78%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	52.62%
Government	43.15%
Cash Equivalent	3.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹92 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
Export-Import Bank Of India Debentures \| -	6%	₹50 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
ICICI Bank Limited Debentures \| -	6%	₹48 Cr	500
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹30 Cr	3,000

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (02 Apr 25)	₹62.5223 ↑ 0.45 (0.73 %)
Net Assets (Cr)	₹644 on 28 Feb 25
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	22 Years 9 Months
Modified Duration	9 Years 8 Months 23 Days
Sub Cat.	Government Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,655
31 Mar 22	₹10,944
31 Mar 23	₹11,478
31 Mar 24	₹12,397
31 Mar 25	₹13,483

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	3.1%
3 Month	3.7%
6 Month	4%
1 Year	9.9%
3 Year	7.5%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.9%
2023	6.7%
2022	2.9%
2021	2.3%
2020	10.3%
2019	11.8%
2018	6.3%
2017	4.3%
2016	15.5%
2015	6.1%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.33 Yr.

Data below for UTI Gilt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.36%
Debt	96.64%

Debt Sector Allocation

Sector	Value
Government	96.64%
Cash Equivalent	3.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	37%	₹242 Cr	2,400,000,000 ↓ -600,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹119 Cr	1,150,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	16%	₹101 Cr	1,000,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000
Chhattisgarh (Government of) 7.32% - \| -	5%	₹30 Cr	300,000,000 ↑ 300,000,000
Assam (Government of) 7.34% - \| -	5%	₹30 Cr	300,000,000 ↑ 300,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹26 Cr	250,000,000
Net Current Assets Net Current Assets \| -	3%	₹20 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹1 Cr	00

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (02 Apr 25)	₹72.5256 ↑ 0.44 (0.61 %)
Net Assets (Cr)	₹312 on 28 Feb 25
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	10 Years 3 Months 14 Days
Modified Duration	6 Years 3 Months 29 Days
Sub Cat.	Medium to Long term

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,691
31 Mar 22	₹11,741
31 Mar 23	₹13,145
31 Mar 24	₹14,100
31 Mar 25	₹15,288

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	2.3%
3 Month	3.2%
6 Month	4%
1 Year	9.3%
3 Year	9.4%
5 Year	9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	6.4%
2022	9.9%
2021	9.4%
2020	1.1%
2019	-5.8%
2018	4%
2017	3.6%
2016	13.9%
2015	6.3%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	1.96 Yr.

Data below for UTI Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.6%
Debt	96.13%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	57.79%
Corporate	38.34%
Cash Equivalent	3.6%

Credit Quality

Rating	Value
AA	11.67%
AAA	88.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	38%	₹120 Cr	1,190,000,000 ↓ -10,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	16%	₹50 Cr	500,000,000
LIC Housing Finance Limited Debentures \| -	8%	₹25 Cr	250
Hdb Financial Services Ltd. Debentures \| -	8%	₹25 Cr	250
Jamnagar Utilities And Power Private Limited Debentures \| -	6%	₹20 Cr	2,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	5%	₹15 Cr	15
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
07.74 MH Sgs 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (02 Apr 25)	₹31.1464 ↑ 0.11 (0.37 %)
Net Assets (Cr)	₹2,446 on 28 Feb 25
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	0.65
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	3 Years 7 Months 24 Days
Modified Duration	2 Years 6 Months 22 Days
Sub Cat.	Short term Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,842
31 Mar 22	₹11,833
31 Mar 23	₹12,361
31 Mar 24	₹13,306
31 Mar 25	₹14,345

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	4.1%
1 Year	8.2%
3 Year	6.8%
5 Year	7.6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.36 Yr.

Data below for UTI Short Term Income Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	14.6%
Debt	85.12%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	64.37%
Government	20.75%
Cash Equivalent	14.6%

Credit Quality

Rating	Value
AA	13.08%
AAA	86.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	8%	₹201 Cr	2,000,000,000
LIC Housing Finance Limited Debentures \| -	7%	₹176 Cr	1,750
National Housing Bank Debentures \| -	7%	₹176 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	7%	₹176 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹176 Cr	17,500
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	3%	₹75 Cr	7,500
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹60 Cr	6,000

6. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (02 Apr 25)	₹3,483.36 ↑ 7.65 (0.22 %)
Net Assets (Cr)	₹3,237 on 28 Feb 25
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	2.09
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.62%
Effective Maturity	11 Months 19 Days
Modified Duration	10 Months 10 Days
Sub Cat.	Low Duration

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,638
31 Mar 22	₹11,617
31 Mar 23	₹12,220
31 Mar 24	₹13,119
31 Mar 25	₹14,136

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1.1%
3 Month	2.2%
6 Month	4%
1 Year	7.9%
3 Year	6.8%
5 Year	7.2%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.1%
2022	4.5%
2021	9%
2020	7.3%
2019	-4.2%
2018	7.3%
2017	7%
2016	8.9%
2015	8.8%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.25 Yr.

Data below for UTI Treasury Advantage Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	40.84%
Debt	58.88%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	54.95%
Cash Equivalent	24.71%
Government	20.06%

Credit Quality

Rating	Value
AA	10.76%
AAA	89.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 Days Tbill Sovereign Bonds \| -	9%	₹292 Cr	3,000,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹147 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	4%	₹125 Cr	1,250
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹100 Cr	10,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹100 Cr	10,000
Nirma Limited Debentures \| -	2%	₹75 Cr	7,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	2%	₹57 Cr	75
360 One Prime Limited Debentures \| -	2%	₹55 Cr	550,000 ↑ 550,000
Rec Limited Debentures \| -	2%	₹50 Cr	5,000
Aditya Birla Renewables Limited Debentures \| -	2%	₹50 Cr	5,000

7. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (02 Apr 25)	₹3,029.72 ↑ 4.96 (0.16 %)
Net Assets (Cr)	₹18,083 on 28 Feb 25
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	3.42
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.51%
Effective Maturity	6 Months 1 Day
Modified Duration	6 Months 1 Day
Sub Cat.	Money Market

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,552
31 Mar 22	₹10,963
31 Mar 23	₹11,589
31 Mar 24	₹12,470
31 Mar 25	₹13,440

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	1%
3 Month	2.2%
6 Month	4%
1 Year	7.9%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.7%
2023	7.4%
2022	4.9%
2021	3.7%
2020	6%
2019	8%
2018	7.8%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.25 Yr.
Amit Sharma	7 Jul 17	7.65 Yr.

Data below for UTI Money Market Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	82.6%
Debt	17.15%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	46.79%
Cash Equivalent	34.77%
Government	18.19%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹470 Cr	5,000,000,000 ↑ 5,000,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹372 Cr	4,000,000,000 ↑ 4,000,000,000
Axis Bank Ltd. Debentures \| -	2%	₹326 Cr	3,500,000,000 ↑ 3,500,000,000
Small Industries Development Bank of India Debentures \| -	2%	₹325 Cr	3,500,000,000 ↑ 3,500,000,000
Indian Bank Domestic Bonds \| -	2%	₹279 Cr	3,000,000,000 ↑ 3,000,000,000
India (Republic of) - \| -	1%	₹235 Cr	2,500,000,000 ↑ 2,500,000,000
Canara Bank Domestic Bonds \| -	1%	₹233 Cr	2,500,000,000 ↑ 2,500,000,000
182 DTB 27062025 Sovereign Bonds \| -	1%	₹196 Cr	2,000,000,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹189 Cr	2,000,000,000
364 DTB 27022026 Sovereign Bonds \| -	1%	₹188 Cr	2,000,000,000 ↑ 2,000,000,000

8. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (02 Apr 25)	₹4,169.83 ↑ 5.52 (0.13 %)
Net Assets (Cr)	₹3,385 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	4 Months 22 Days
Modified Duration	4 Months 14 Days
Sub Cat.	Ultrashort Bond

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,498
31 Mar 22	₹11,148
31 Mar 23	₹11,703
31 Mar 24	₹12,516
31 Mar 25	₹13,414

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	1.9%
6 Month	3.6%
1 Year	7.2%
3 Year	6.4%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.7%
2022	4.2%
2021	6.1%
2020	5.3%
2019	3.3%
2018	7%
2017	6.6%
2016	8.9%
2015	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Anurag Mittal	21 Jan 25	0.19 Yr.

Data below for UTI Ultra Short Term Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	62.89%
Debt	36.86%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	51.62%
Cash Equivalent	38.62%
Government	9.52%

Credit Quality

Rating	Value
AA	20.97%
AAA	79.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bajaj Housing Finance Limited Debentures \| -	3%	₹100 Cr	1,000
182 Days Tbill Sovereign Bonds \| -	3%	₹97 Cr	1,000,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹75 Cr	750
LIC Housing Finance Ltd Debentures \| -	2%	₹75 Cr	750
Shriram Transport Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
India Grid TRust Debentures \| -	2%	₹50 Cr	500
Small Industries Development Bank Of India Debentures \| -	2%	₹50 Cr	500 ↑ 500
HDFC Bank Limited Debentures \| -	2%	₹50 Cr	5,000
Avanse Financial Services Limited Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	1%	₹50 Cr	500

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