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UTI Mutual Fund

Updated on December 18, 2024 , 20877 views

UTI or Unit Trust of India is the first investment company before the entry of other public and private sector entities in the Indian Mutual Fund industry. The primary objective of UTI was divided into two parts. The first part is mobilization of retail savings while the latter deals with investing the same in capital markets. The Asset Management Company (AMC) has been present for the last five decades and was a sole investment vehicle for Indian citizens until early 90’s.

Today, UTI Mutual Fund offers a wide range of schemes under various categories and has been India’s one of the most trusted wealth creators. The contribution of UTI MF has been immense in the industrial and capital growth of Indian market.

AMC	UTI Mutual Fund
Date of Setup	February 01, 2003
AUM	INR 153183.13 crore (Jun-30-2018)
CEO/MD	Mr. Leo Puri
Compliance Officer	Mr. Vivek Maheshwari
Investor Service Officer	Ms Nanda Malai
Customer Care Number	1800 22 1230
Fax	022 – 66786503/66786578
Telephone	022 – 66786666
Email	service[AT]uti.co.in
Website	www.utimf.com

About UTI MF

In 2002, the Parliament passed an Act that paved way for bifurcation of UTI into Specified Undertaking of Unit Trust of India (SUUTI) and UTI Mutual Fund (UTIMF). UTI Mutual Fund thus became a SEBI registered Mutual Fund in February 2003, from the erstwhile UTI. The fund house as mentioned above is sponsored by four Indian nationalized institutions that include SBI, PNB, BoB, and LIC. Each of these sponsors hold 18.29% stake in the paid up capital of UTI AMC. The remaining 26% stake is owned by T Rowe Price International Limited a subsidiary of T Rowe Price Group Inc.

The mission of UTI is, to be the most preferred Mutual Fund. UTI MF has assets under management across various businesses that include domestic Mutual Fund, international business, and Alternative Investment Funds. The Mutual Fund company has been flexible and proved its mantle during economic and global downturns and turnarounds. UTI is present at pan India level with nearly 150 branches, a number of Business Development Associates, and over one crore investor accounts.

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UTI Mutual Funds Schemes

UTI Mutual Fund offers numerous schemes under equity, debt, hybrid, and Liquid Fund categories. These schemes are designed keeping in mind the varied and diverse requirements of the individuals so that they can attain their goals. So, let us look at these categories of Mutual Fund along with the top and best funds under each category.

UTI Equity Mutual Funds

Equity Funds are the ones who invest a major portion of their fund money in equity shares of various companies. These schemes are considered to be a good investment option for long-term tenure. People investing in equity schemes are considered to be risk seeking individuals. Equity funds are classified into Large cap funds, mid cap funds, Small cap funds, sectoral funds, and so on. Some of the top and best UTI Mutual Funds under equity category are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Core Equity Fund Growth	₹174.551 ↓ -3.04	₹4,048	-5.8	5	31.6	22.9	23.4	34.4
UTI Transportation & Logistics Fund Growth	₹245.552 ↓ -4.71	₹3,472	-13.6	-9.4	23.7	25.6	21.7	40.1
UTI Infrastructure Fund Growth	₹136.703 ↓ -3.07	₹2,252	-9.8	-6	23	22.6	20.7	38.2
UTI MNC Fund Growth	₹390.483 ↓ -6.72	₹2,981	-7.3	-1.3	21.5	14	14.9	22.6
UTI Equity Fund Growth	₹317.703 ↓ -5.83	₹26,298	-5.9	6.7	17.9	7.9	16	19.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

UTI Debt Mutual Funds

Debt or fixed income fund refer to the schemes that invest a major stake of their corpus in various fixed income instruments. These schemes are considered as a good investment option on a short-term basis. People having a low-risk appetite can ideally prefer investing in debt funds. These schemes are classified on the basis of maturity profiles of the underlying assets forming part of the portfolio. Some of the top and Best UTI Debt Funds are tabulated as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹29.6278 ↓ -0.01	₹555	1.2	4	8.5	8.2	6.2	7.17%	8Y 4M 13D	17Y 6M 25D
UTI Banking & PSU Debt Fund Growth	₹20.9242 ↓ -0.01	₹806	1.5	3.8	7.6	8.1	6.7	7.32%	2Y 3M 29D	2Y 9M 7D
UTI Gilt Fund Growth	₹60.2184 ↓ -0.04	₹645	0.7	3.8	8.7	6	6.7	7.01%	10Y 1M 17D	23Y 1M 10D
UTI Bond Fund Growth	₹70.2376 ↓ 0.00	₹314	1.2	4	8.4	8.1	6.4	7.34%	6Y 8M 1D	10Y 5M 19D
UTI Short Term Income Fund Growth	₹30.3098 ↑ 0.01	₹2,640	1.6	3.8	7.8	6.1	6.9	7.53%	2Y 9M 11D	3Y 8M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

UTI Balanced Funds

Balanced funds also known as hybrid funds enjoy the benefits of both equity and debt instruments. In other words, these schemes invest their accumulated corpus in a combination of both equity and debt instruments in a prefixed ratio. These schemes are classified into Monthly Income Plan (MIP) and hybrid funds based on their underlying equity investments. The top and Best UTI Mutual Fund Schemes under Balanced Fund category are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Regular Savings Fund Growth	₹66.4275 ↓ -0.28	₹1,649	-1	4	12.5	9	9.9	11.3
UTI Hybrid Equity Fund Growth	₹393.408 ↓ -4.77	₹6,107	-4.1	4.7	22.6	17.8	18.6	25.5
UTI Arbitrage Fund Growth	₹33.8157 ↑ 0.05	₹6,462	1.7	3.5	7.7	6.3	5.4	7.2
UTI Multi Asset Fund Growth	₹71.1884 ↓ -0.77	₹4,682	-3.7	3.8	23.1	18.4	15.4	29.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

UTI Liquid Funds

Liquid fund a category of Debt fund invests a major proportion of its corpus in fixed income instruments having less maturity tenure. The maturity of these schemes is less than or equal to 90 days. It is considered as one of the safe investment options for a short-term tenure. People having excess funds in their savings bank account can choose to invest in a liquid fund to earn more as compared to a Savings Account. UTI MF offers two schemes under liquid fund category. The performance of these schemes is as follows.

Popular UTI Mutual Funds

Below is the list of popular UTI Mutual Funds in the market.

1. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 4.2% since its launch. Ranked 20 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.9% and 2021 was 21.5% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund Growth
Launch Date	19 Nov 12
NAV (20 Dec 24)	₹16.3675 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹316 on 30 Nov 24
Category	Debt - Credit Risk
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.03%
Effective Maturity	2 Years 10 Months 17 Days
Modified Duration	2 Years 18 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹7,223
30 Nov 21	₹8,788
30 Nov 22	₹9,117
30 Nov 23	₹9,699
30 Nov 24	₹10,485

UTI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.6%
3 Month	1.6%
6 Month	4.2%
1 Year	7.9%
3 Year	6.1%
5 Year	0.9%
10 Year
15 Year
Since launch	4.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	3.9%
2021	21.5%
2020	-27.8%
2019	-4.8%
2018	5.5%
2017	6.9%
2016	10.3%
2015	8.9%
2014	11.5%

Fund Manager information for UTI Credit Risk Fund

Name	Since	Tenure
Ritesh Nambiar	9 Nov 12	12.07 Yr.

Data below for UTI Credit Risk Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	28.59%
Debt	71.04%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	55.15%
Cash Equivalent	28.59%
Government	15.9%

Credit Quality

Rating	Value
AA	78.5%
AAA	21.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹31 Cr	305,000,000
Piramal Capital & Housing Finance Limited Debentures \| -	8%	₹25 Cr	337,678
Century Textiles And Industried Limited Debentures \| -	8%	₹24 Cr	2,400
Aadhar Housing Finance Ltd. Debentures \| -	6%	₹20 Cr	2,000
TATA Projects Limited Debentures \| -	6%	₹20 Cr	200
Godrej Industries Limited Debentures \| -	6%	₹20 Cr	200 ↓ -50
TVS Credit Services Limited Debentures \| -	5%	₹15 Cr	150
Nirma Limited Debentures \| -	5%	₹15 Cr	1,500
G R Infraprojects Limited Debentures \| -	5%	₹15 Cr	150
7.18% Govt Stock 2033 Sovereign Bonds \| -	4%	₹14 Cr	135,000,000

2. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 82 in Value category. Return for 2023 was 26.7% , 2022 was 4.3% and 2021 was 30.4% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (20 Dec 24)	₹162.774 ↓ -2.92 (-1.76 %)
Net Assets (Cr)	₹10,159 on 30 Nov 24
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	1.88
Information Ratio	0.68
Alpha Ratio	6.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,241
30 Nov 21	₹15,345
30 Nov 22	₹16,736
30 Nov 23	₹19,367
30 Nov 24	₹26,140

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.6%
3 Month	-7.2%
6 Month	4%
1 Year	27.6%
3 Year	19.4%
5 Year	20.5%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%
2014	41.2%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	6.84 Yr.

Data below for UTI Value Opportunities Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	31.96%
Technology	11.77%
Consumer Cyclical	11.59%
Basic Materials	10.08%
Health Care	9.32%
Communication Services	6.62%
Industrials	4.56%
Energy	4.27%
Consumer Defensive	4.01%
Utility	3.12%
Real Estate	1.42%

Asset Allocation

Asset Class	Value
Cash	1.27%
Equity	98.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹970 Cr	5,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹572 Cr	4,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	5%	₹553 Cr	2,975,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹374 Cr	2,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	3%	₹330 Cr	2,900,000 ↑ 100,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹309 Cr	3,683,422 ↑ 83,422
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	3%	₹309 Cr	1,750,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| TECHM	3%	₹308 Cr	1,800,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹284 Cr	2,200,000 ↑ 150,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	2%	₹245 Cr	825,000

3. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 32 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan Growth
Launch Date	11 Dec 03
NAV (20 Dec 24)	₹4,129.71 ↑ 0.75 (0.02 %)
Net Assets (Cr)	₹25,219 on 30 Nov 24
Category	Debt - Liquid Fund
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.26
Sharpe Ratio	5.25
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,500
Exit Load	NIL
Yield to Maturity	7.05%
Effective Maturity	30 Days
Modified Duration	30 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,437
30 Nov 21	₹10,774
30 Nov 22	₹11,264
30 Nov 23	₹12,050
30 Nov 24	₹12,938

UTI Liquid Cash Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.4%
3 Year	6.4%
5 Year	5.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for UTI Liquid Cash Plan

Name	Since	Tenure
Amit Sharma	7 Jul 17	7.41 Yr.

Data below for UTI Liquid Cash Plan as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.88%
Corporate	22.88%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
191 DTB 12/12/2024 Sovereign Bonds \| -	9%	₹2,295 Cr	23,000,000,000 ↑ 7,500,000,000
Cp Reliance Retail Ventures Limited Net Current Assets \| -	7%	₹1,736 Cr	17,500,000,000 ↑ 17,500,000,000
Net Current Assets Net Current Assets \| -	7%	₹1,684 Cr
Cp Icici Securities Ltd. Net Current Assets \| -	4%	₹943 Cr	9,500,000,000 ↑ 9,500,000,000
Cp Reliance Jio Infocomm Ltd Net Current Assets \| -	3%	₹799 Cr	8,000,000,000 ↑ 8,000,000,000
Cd Axis Bank 26/12/24 Net Current Assets \| -	3%	₹796 Cr	8,000,000,000 ↑ 8,000,000,000
91 DTB 05122024 Sovereign Bonds \| -	3%	₹793 Cr	7,933,280,000
Cd Indian Bank 01/01/25 Net Current Assets \| -	3%	₹745 Cr	7,500,000,000 ↑ 7,500,000,000
Cd Hdfc Bank 12/12/24 Net Current Assets \| -	3%	₹699 Cr	7,000,000,000 ↑ 7,000,000,000
Cp Bajaj Financial Securities Ltd Net Current Assets \| -	2%	₹547 Cr	5,500,000,000 ↑ 5,500,000,000

4. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14% since its launch. Ranked 28 in Sectoral category. Return for 2023 was 38.2% , 2022 was 8.8% and 2021 was 39.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (20 Dec 24)	₹136.703 ↓ -3.07 (-2.20 %)
Net Assets (Cr)	₹2,252 on 30 Nov 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	1.52
Information Ratio	0.08
Alpha Ratio	2.32
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,643
30 Nov 21	₹14,203
30 Nov 22	₹16,129
30 Nov 23	₹19,795
30 Nov 24	₹26,097

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.7%
3 Month	-9.8%
6 Month	-6%
1 Year	23%
3 Year	22.6%
5 Year	20.7%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%
2014	60.1%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.25 Yr.

Data below for UTI Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	40.92%
Communication Services	12.87%
Utility	11.13%
Energy	10.63%
Basic Materials	6.99%
Financial Services	6.43%
Consumer Cyclical	3.75%
Real Estate	3.7%
Technology	0.05%

Asset Allocation

Asset Class	Value
Cash	3.54%
Equity	96.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	12%	₹273 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹236 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| NTPC	7%	₹152 Cr	4,178,944
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| ULTRACEMCO	5%	₹114 Cr	101,500 ↑ 5,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹107 Cr	831,450
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	3%	₹79 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| ONGC	3%	₹74 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| AXISBANK	3%	₹66 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹59 Cr	491,713
Siemens Ltd (Industrials) Equity, Since 31 Mar 12 \| SIEMENS	2%	₹55 Cr	73,390

5. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 29 in ELSS category. Return for 2023 was 24.3% , 2022 was -3.5% and 2021 was 33.1% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (20 Dec 24)	₹201.619 ↓ -3.36 (-1.64 %)
Net Assets (Cr)	₹3,872 on 30 Nov 24
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	1.07
Information Ratio	-1.15
Alpha Ratio	-4.14
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,350
30 Nov 21	₹15,903
30 Nov 22	₹16,194
30 Nov 23	₹18,336
30 Nov 24	₹22,516

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.8%
3 Month	-8.5%
6 Month	0.6%
1 Year	18.1%
3 Year	12.8%
5 Year	17.1%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%
2014	40.7%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Vishal Chopda	30 Aug 19	5.26 Yr.

Data below for UTI Long Term Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	28.48%
Consumer Cyclical	14.9%
Technology	10.87%
Industrials	9.25%
Consumer Defensive	6.65%
Health Care	6.1%
Basic Materials	6.03%
Communication Services	6.02%
Utility	4.01%
Real Estate	2.74%
Energy	2.47%

Asset Allocation

Asset Class	Value
Cash	1.57%
Equity	98.43%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	8%	₹317 Cr	1,765,955
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	8%	₹312 Cr	2,399,846
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	6%	₹221 Cr	1,190,348
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹181 Cr	1,113,374
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| AXISBANK	3%	₹123 Cr	1,082,691
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| GODREJCP	2%	₹92 Cr	740,047
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 19 \| DMART	2%	₹85 Cr	228,813 ↑ 4,250
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 May 22 \| ULTRACEMCO	2%	₹84 Cr	75,004
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| WHIRLPOOL	2%	₹80 Cr	430,757
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 13 \| TECHM	2%	₹76 Cr	442,947

UTI Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of UTI schemes that got new name:

Existing Scheme Name	New Scheme Name
UTI Balanced Fund	UTI Hybrid Equity Fund
UTI Banking Sector Fund	UTI Banking and Financial Services Fund
UTI - bond Fund	UTI Bond Fund
UTI CCP Advantage Fund	UTI Children's Career Fund - Investment Plan
UTI Children'S Career Balanced Plan	UTI Children's Career Fund - Savings Plan
UTI - Dividend Yield Fund	UTI Dividend Yield Fund
UTI - Floating Rate Fund - Short Term Plan	UTI Ultra Short Term fund
UTI Gilt Advantage Fund- LTP	UTI Gilt Fund
UTI G-Sec Fund - Short Term Plan	UTI Overnight Fund
UTI Income Opportunities Fund	UTI Credit Risk Fund
UTI Long Term Equity Fund (Tax Saving)	UTI Long Term Equity Fund
UTI MIS Advantage Plan	UTI Regular Savings Fund
UTI - MNC Fund	UTI MNC Fund
UTI Opportunities Fund	UTI Value Opportunities Fund
UTI Pharma & Healthcare Fund	UTI Healthcare Fund
UTI SPREAD Fund	UTI Arbitrage Fund
UTI Top 100 Fund	UTI Core Equity Fund
UTI Wealth Builder Fund	UTI Multi Asset Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

UTI MFOnline

UTI offers its investors online mode of investment through which, they can purchase and sell Mutual Fund units from anywhere and at any time as per their convenience. Through online mode, people can transact in Mutual Fund in just a few clicks. By opting for online channel, people can invest in UTI schemes either directly through the Mutual Fund website or through distributor’s portal.

UTI SIP

SIP mode of investment is available in most of the schemes of UTI. SIP or Systematic Investment Plan is an investment mode through which people can invest in Mutual Fund schemes in small amounts at regular intervals. Through SIP, people can plan for their goal-wise investment and accomplish it in a timely manner. In addition, people can ensure that by opting for SIP their current budget is not hampered.

Mutual Fund Calculator

UTI Mutual Fund similar to other fund houses offers a mutual fund calculator. Also known as sip calculator, it helps people to assess the savings amount at present to attain their future objectives. In addition, people can also see how their SIP investment grows virtually. Some of the input data that needs to be entered in the SIP calculator include current income of the individuals, how much money the individuals can save, the expected rate of returns on investment and other related parameters.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

UTI Mutual Fund Account Statement

UTI Mutual Fund offers you the convenience of online logging the request for Account statement. All you need to do visit their website and under the option of UTI MF SOA enter your Folio number or 1st Holder's PAN or Email ID registered under the Folio and choose the option of delivery. If you opt for Email, the account Statement will be sent to the registered e-mail id and if you opt for Physical, the hard copy will be sent to the registered address. If you enter 1st holder's PAN or Email ID, you will receive SoAs with live units pertaining to various Folios (wherever applicable) having the same PAN or same Email ID of the 1st holder.

How to Invest in UTI Mutual Fund?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

UTI Mutual Fund NAV

Current Net Asset Value or NAV of the various schemes of UTI is available on both fund house’s as well as AMFI’s website. In addition, both these websites also provide with the historical NAV. This NAV shows the track record of the Mutual Fund scheme till date.

Why Opt for UTI Mutual Fund?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

f. Retirement Planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400051

Sponsors

State Bank of India (SBI)
Punjab National Bank (PNB)
Bank of Baroda (BoB)
Life Insurance Corporation (LIC)

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.