2022 मध्ये गुंतवणूक करण्यासाठी 9 सर्वोत्तम वैविध्यपूर्ण मल्टीकॅप म्युच्युअल फंड

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23
डायव्हर्सिफाइड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा
Top 9 Equity - Multi Cap Funds

2022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड

Updated on December 20, 2024 , 47774 views

वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.

मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.

याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.

मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.

चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
JM Multicap Fund Growth	₹103.231 ↓ -1.76	₹5,012	-4.9	1.8	37.1	27.8	24.1	40
Nippon India Multi Cap Fund Growth	₹289.002 ↓ -4.88	₹39,001	-5.2	1.2	29.9	27.5	24.3	38.1
HDFC Equity Fund Growth	₹1,852.58 ↓ -26.90	₹66,304	-5	3.8	26.3	25.6	22.4	30.6
Motilal Oswal Multicap 35 Fund Growth	₹62.7554 ↓ -1.98	₹12,598	-0.4	14.6	46.1	24	18.3	31
ICICI Prudential Multicap Fund Growth	₹762.73 ↓ -13.40	₹14,193	-7.5	2.5	24.7	21.4	20.7	35.4
Invesco India Multicap Fund Growth	₹135.57 ↓ -2.73	₹3,897	-3.9	9.8	33.4	21	23	31.8
Baroda Pioneer Multi Cap Fund Growth	₹294.504 ↓ -5.16	₹2,791	-2	7	34.8	21	23.9	30.8
Mahindra Badhat Yojana Growth	₹34.5558 ↓ -0.63	₹4,858	-6	2.7	26.9	20.9	24.1	34.2
Franklin India Equity Fund Growth	₹1,602.55 ↓ -27.00	₹17,808	-5.8	4.3	25	20.3	22.1	30.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

*वरील शीर्ष वैविध्यपूर्ण यादी आहे/मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.

1. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 16 in Multi Cap category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% .

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (20 Dec 24)	₹103.231 ↓ -1.76 (-1.68 %)
Net Assets (Cr)	₹5,012 on 30 Nov 24
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	2.11
Information Ratio	1.86
Alpha Ratio	12.62
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,541
30 Nov 21	₹14,613
30 Nov 22	₹16,423
30 Nov 23	₹21,098
30 Nov 24	₹29,939

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.3%
3 Month	-4.9%
6 Month	1.8%
1 Year	37.1%
3 Year	27.8%
5 Year	24.1%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%
2014	56%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.28 Yr.
Asit Bhandarkar	1 Oct 24	0.17 Yr.
Chaitanya Choksi	31 Dec 21	2.92 Yr.
Ruchi Fozdar	4 Oct 24	0.16 Yr.

Data below for JM Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.13%
Consumer Cyclical	14.09%
Industrials	12.51%
Health Care	11.9%
Technology	10.71%
Basic Materials	10.04%
Consumer Defensive	4.86%
Utility	4.04%
Communication Services	3.42%
Energy	1.48%
Real Estate	0.61%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	6%	₹293 Cr	1,690,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹248 Cr	1,920,800 ↑ 350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹191 Cr	2,325,000 ↑ 600,000
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	4%	₹184 Cr	1,047,750 ↑ 150,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹136 Cr	375,231
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹134 Cr	828,335 ↑ 428,335
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 24 \| DRREDDY	3%	₹129 Cr	1,012,038 ↑ 34,428
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| ITC	3%	₹120 Cr	2,456,000 ↑ 456,000
CESC Ltd (Utilities) Equity, Since 30 Nov 23 \| CESC	2%	₹108 Cr	5,711,774
Biocon Ltd (Healthcare) Equity, Since 29 Feb 24 \| BIOCON	2%	₹104 Cr	3,295,318 ↑ 1,065,318

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch. Ranked 63 in Multi Cap category. Return for 2023 was 38.1% , 2022 was 14.1% and 2021 was 48.9% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (20 Dec 24)	₹289.002 ↓ -4.88 (-1.66 %)
Net Assets (Cr)	₹39,001 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	2.11
Information Ratio	1.44
Alpha Ratio	7.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,323
30 Nov 21	₹14,671
30 Nov 22	₹17,486
30 Nov 23	₹22,284
30 Nov 24	₹29,915

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.7%
3 Month	-5.2%
6 Month	1.2%
1 Year	29.9%
3 Year	27.5%
5 Year	24.3%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%
2014	59.7%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	19.68 Yr.
Ashutosh Bhargava	1 Sep 21	3.25 Yr.
Kinjal Desai	25 May 18	6.53 Yr.

Data below for Nippon India Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	28.79%
Industrials	19.13%
Consumer Cyclical	17.28%
Health Care	7.31%
Technology	6.19%
Basic Materials	4.97%
Utility	4.66%
Consumer Defensive	3.65%
Energy	2.98%
Communication Services	2.91%
Real Estate	0.21%

Asset Allocation

Asset Class	Value
Cash	1.21%
Equity	98.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹2,515 Cr	14,000,448
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,558 Cr	11,981,360
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| AXISBANK	3%	₹1,193 Cr	10,500,121 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,171 Cr	6,300,504
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,163 Cr	9,000,000
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,114 Cr	6,341,917 ↑ 625,000
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| LINDEINDIA	3%	₹1,055 Cr	1,524,539
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| EIHOTEL	2%	₹956 Cr	25,187,817
State Bank of India (Financial Services) Equity, Since 31 Mar 05 \| SBIN	2%	₹923 Cr	11,000,000
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 31 May 14 \| INDHOTEL	2%	₹873 Cr	11,000,112

3. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19% since its launch. Ranked 34 in Multi Cap category. Return for 2023 was 30.6% , 2022 was 18.3% and 2021 was 36.2% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (20 Dec 24)	₹1,852.58 ↓ -26.90 (-1.43 %)
Net Assets (Cr)	₹66,304 on 30 Nov 24
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	2.4
Information Ratio	2.02
Alpha Ratio	9.69
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,704
30 Nov 21	₹14,205
30 Nov 22	₹17,574
30 Nov 23	₹20,810
30 Nov 24	₹28,000

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	-5%
6 Month	3.8%
1 Year	26.3%
3 Year	25.6%
5 Year	22.4%
10 Year
15 Year
Since launch	19%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%
2014	53.8%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	2.34 Yr.
Dhruv Muchhal	22 Jun 23	1.45 Yr.

Data below for HDFC Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	39.49%
Consumer Cyclical	13.23%
Health Care	12.31%
Technology	7.99%
Communication Services	4.44%
Industrials	3.62%
Real Estate	3.49%
Basic Materials	2.69%
Consumer Defensive	1.45%
Utility	1.24%
Energy	0.21%

Asset Allocation

Asset Class	Value
Cash	8.21%
Equity	90.15%
Debt	1.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹6,397 Cr	49,500,000 ↑ 1,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	10%	₹6,249 Cr	36,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	9%	₹5,566 Cr	48,000,000 ↑ 2,000,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	5%	₹2,979 Cr	19,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹2,856 Cr	16,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹2,839 Cr	17,500,000 ↑ 1,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹2,686 Cr	2,425,000 ↑ 325,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	4%	₹2,637 Cr	16,352,700 ↓ -1,647,300
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹2,565 Cr	14,525,000 ↓ -3,300,000
Piramal Pharma Ltd (Healthcare) Equity, Since 31 Dec 23 \| PPLPHARMA	3%	₹1,944 Cr	72,415,689 ↑ 983,956

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch. Ranked 5 in Multi Cap category. Return for 2023 was 31% , 2022 was -3% and 2021 was 15.3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (20 Dec 24)	₹62.7554 ↓ -1.98 (-3.06 %)
Net Assets (Cr)	₹12,598 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	2.6
Information Ratio	0.77
Alpha Ratio	18.56
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,547
30 Nov 21	₹12,559
30 Nov 22	₹12,995
30 Nov 23	₹15,509
30 Nov 24	₹23,250

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.5%
3 Month	-0.4%
6 Month	14.6%
1 Year	46.1%
3 Year	24%
5 Year	18.3%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%
2014

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.17 Yr.
Niket Shah	1 Jul 22	2.42 Yr.
Santosh Singh	1 Aug 23	1.34 Yr.
Rakesh Shetty	22 Nov 22	2.03 Yr.
Atul Mehra	1 Oct 24	0.17 Yr.
Sunil Sawant	1 Jul 24	0.42 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	36.65%
Technology	19.23%
Industrials	16.8%
Financial Services	15.46%
Communication Services	8.7%
Health Care	1.56%

Asset Allocation

Asset Class	Value
Cash	1.6%
Equity	98.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,314 Cr	1,800,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	10%	₹1,250 Cr	17,250,000 ↓ -250,000
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	10%	₹1,242 Cr	1,430,000 ↑ 30,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| TRENT	10%	₹1,226 Cr	1,803,916 ↑ 178,916
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,181 Cr	2,000,000 ↑ 50,000
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543320	9%	₹1,119 Cr	40,000,000 ↑ 13,821,974
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Jul 23 \| JIOFIN	8%	₹1,067 Cr	32,500,000 ↓ -2,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	8%	₹1,023 Cr	3,450,000 ↑ 850,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹608 Cr	5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	4%	₹555 Cr	4,500,000

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 49 in Multi Cap category. Return for 2023 was 35.4% , 2022 was 4.7% and 2021 was 36.4% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (20 Dec 24)	₹762.73 ↓ -13.40 (-1.73 %)
Net Assets (Cr)	₹14,193 on 30 Nov 24
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	1.85
Information Ratio	0.55
Alpha Ratio	4.58
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,212
30 Nov 21	₹14,685
30 Nov 22	₹16,138
30 Nov 23	₹19,738
30 Nov 24	₹26,254

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	-7.5%
6 Month	2.5%
1 Year	24.7%
3 Year	21.4%
5 Year	20.7%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	35.4%
2022	4.7%
2021	36.4%
2020	9.2%
2019	6%
2018	0.2%
2017	28%
2016	10.1%
2015	3.1%
2014	49.8%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Sankaran Naren	1 Jul 22	2.42 Yr.
Anand Sharma	1 Jul 22	2.42 Yr.
Sharmila D’mello	31 Jul 22	2.34 Yr.

Data below for ICICI Prudential Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	27.44%
Consumer Cyclical	11.65%
Basic Materials	11.17%
Industrials	10.63%
Health Care	6.65%
Energy	5.66%
Communication Services	5.25%
Technology	4.79%
Consumer Defensive	3.39%
Utility	2.92%
Real Estate	2.02%

Asset Allocation

Asset Class	Value
Cash	8.44%
Equity	91.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹776 Cr	6,001,508
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	5%	₹736 Cr	4,241,215
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	4%	₹525 Cr	3,941,316
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| 532215	3%	₹386 Cr	3,329,075
Infosys Ltd (Technology) Equity, Since 31 Oct 18 \| INFY	3%	₹357 Cr	2,031,006
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 17 \| SUNPHARMA	2%	₹300 Cr	1,620,647
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MARUTI	2%	₹260 Cr	234,282 ↑ 7,770
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 19 \| LT	2%	₹234 Cr	647,203 ↓ -63,567
State Bank of India (Financial Services) Equity, Since 30 Sep 24 \| SBIN	2%	₹220 Cr	2,687,133 ↑ 1,661,978
NTPC Ltd (Utilities) Equity, Since 31 Oct 22 \| 532555	2%	₹220 Cr	5,396,831 ↑ 602,300

6. Invesco India Multicap Fund

(Erstwhile Invesco India Mid N Small Cap Fund)

The investment objective of the Scheme is to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Invesco India Multicap Fund is a Equity - Multi Cap fund was launched on 17 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.8% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 31.8% , 2022 was -2.2% and 2021 was 40.7% .

Below is the key information for Invesco India Multicap Fund

Invesco India Multicap Fund Growth
Launch Date	17 Mar 08
NAV (20 Dec 24)	₹135.57 ↓ -2.73 (-1.97 %)
Net Assets (Cr)	₹3,897 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.14
Information Ratio	-0.05
Alpha Ratio	8.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,134
30 Nov 21	₹16,289
30 Nov 22	₹16,756
30 Nov 23	₹20,423
30 Nov 24	₹27,638

Invesco India Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Invesco India Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.7%
3 Month	-3.9%
6 Month	9.8%
1 Year	33.4%
3 Year	21%
5 Year	23%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.8%
2022	-2.2%
2021	40.7%
2020	18.8%
2019	4.6%
2018	-12.5%
2017	46.2%
2016	0.7%
2015	6.7%
2014	72.1%

Fund Manager information for Invesco India Multicap Fund

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.25 Yr.
Dhimant Kothari	1 Dec 23	1 Yr.

Data below for Invesco India Multicap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	20.42%
Industrials	17.96%
Consumer Cyclical	14.6%
Technology	12.47%
Health Care	11.51%
Basic Materials	8.44%
Consumer Defensive	7.63%
Real Estate	2.93%
Communication Services	1.88%

Asset Allocation

Asset Class	Value
Cash	2.16%
Equity	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹197 Cr	1,524,774 ↑ 36,019
Infosys Ltd (Technology) Equity, Since 30 Jun 24 \| INFY	5%	₹175 Cr	995,056 ↑ 208,427
Trent Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| 500251	3%	₹113 Cr	158,624 ↑ 1,730
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 30 Apr 21 \| CHOLAFIN	2%	₹82 Cr	644,407 ↑ 54,512
Coforge Ltd (Technology) Equity, Since 30 Apr 23 \| COFORGE	2%	₹79 Cr	103,675 ↓ -474
KPIT Technologies Ltd (Technology) Equity, Since 30 Jun 24 \| KPITTECH	2%	₹79 Cr	563,817 ↑ 105,500
Tata Consumer Products Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| 500800	2%	₹77 Cr	772,652 ↓ -59,715
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 May 24 \| JYOTICNC	2%	₹77 Cr	730,877 ↑ 62,127
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive) Equity, Since 31 Jul 23 \| BECTORFOOD	2%	₹76 Cr	401,953 ↓ -21,677
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹75 Cr	53,471 ↑ 3,267

7. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.2% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 30.8% , 2022 was -3% and 2021 was 47.9% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (20 Dec 24)	₹294.504 ↓ -5.16 (-1.72 %)
Net Assets (Cr)	₹2,791 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	2.81
Information Ratio	0.1
Alpha Ratio	12.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,245
30 Nov 21	₹16,960
30 Nov 22	₹17,674
30 Nov 23	₹21,331
30 Nov 24	₹29,298

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.9%
3 Month	-2%
6 Month	7%
1 Year	34.8%
3 Year	21%
5 Year	23.9%
10 Year
15 Year
Since launch	17.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	-3%
2021	47.9%
2020	19.5%
2019	8.9%
2018	-11.9%
2017	36.8%
2016	2.3%
2015	-1.6%
2014	46.5%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Sanjay Chawla	1 Nov 15	9.09 Yr.
Sandeep Jain	14 Mar 22	2.72 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	24.26%
Technology	15.52%
Industrials	13.6%
Health Care	9.47%
Consumer Cyclical	7.92%
Basic Materials	7.75%
Consumer Defensive	7.52%
Utility	3.4%
Energy	2.94%
Communication Services	1.77%
Real Estate	1.27%

Asset Allocation

Asset Class	Value
Cash	3.46%
Equity	96.18%
Debt	0.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹103 Cr	799,815
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| HDFCBANK	3%	₹87 Cr	499,736
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive) Equity, Since 30 Apr 23 \| BECTORFOOD	3%	₹72 Cr	379,226
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	3%	₹70 Cr	525,000
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹68 Cr	400,000 ↑ 75,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| 500251	2%	₹64 Cr	90,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Nov 20 \| SUNPHARMA	2%	₹63 Cr	340,000
Firstsource Solutions Ltd (Technology) Equity, Since 31 Jul 24 \| FSL	2%	₹61 Cr	1,800,000 ↑ 300,000
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 Mar 24 \| JYOTICNC	2%	₹61 Cr	579,492
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 Aug 24 \| 522275	2%	₹60 Cr	336,712

8. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.7% since its launch. Return for 2023 was 34.2% , 2022 was 1.6% and 2021 was 50.8% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana Growth
Launch Date	11 May 17
NAV (20 Dec 24)	₹34.5558 ↓ -0.63 (-1.80 %)
Net Assets (Cr)	₹4,858 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	1.44
Information Ratio	0.02
Alpha Ratio	0.17
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,072
30 Nov 21	₹17,369
30 Nov 22	₹18,587
30 Nov 23	₹23,041
30 Nov 24	₹29,700

Mahindra Badhat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.2%
3 Month	-6%
6 Month	2.7%
1 Year	26.9%
3 Year	20.9%
5 Year	24.1%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.2%
2022	1.6%
2021	50.8%
2020	16.6%
2019	13.8%
2018	-9.9%
2017
2016
2015
2014

Fund Manager information for Mahindra Badhat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	3.95 Yr.
Fatema Pacha	16 Oct 20	4.13 Yr.

Data below for Mahindra Badhat Yojana as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	26.86%
Consumer Cyclical	14.24%
Industrials	12.17%
Technology	11.75%
Basic Materials	7.66%
Consumer Defensive	7.63%
Energy	5.73%
Health Care	4.07%
Utility	1.78%
Communication Services	1.59%
Real Estate	0.57%

Asset Allocation

Asset Class	Value
Cash	5.07%
Equity	94.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	6%	₹315 Cr	1,755,000 ↑ 180,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	4%	₹174 Cr	1,350,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 23 \| DIVISLAB	3%	₹144 Cr	234,000 ↑ 36,000
Persistent Systems Ltd (Technology) Equity, Since 31 Dec 23 \| PERSISTENT	3%	₹133 Cr	225,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| HINDUNILVR	3%	₹126 Cr	504,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| TRENT	2%	₹116 Cr	170,100 ↑ 3,600
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	2%	₹110 Cr	252,000
PI Industries Ltd (Basic Materials) Equity, Since 30 Jun 24 \| PIIND	2%	₹110 Cr	270,000
BSE Ltd (Financial Services) Equity, Since 31 Oct 24 \| BSE	2%	₹107 Cr	229,500
National Aluminium Co Ltd (Basic Materials) Equity, Since 31 Oct 24 \| NATIONALUM	2%	₹97 Cr	4,005,000 ↑ 1,305,000

9. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 50 in Multi Cap category. Return for 2023 was 30.8% , 2022 was 5.3% and 2021 was 40.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund Growth
Launch Date	29 Sep 94
NAV (20 Dec 24)	₹1,602.55 ↓ -27.00 (-1.66 %)
Net Assets (Cr)	₹17,808 on 30 Nov 24
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	1.85
Information Ratio	0.96
Alpha Ratio	4.8
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,850
30 Nov 21	₹15,915
30 Nov 22	₹17,646
30 Nov 23	₹20,780
30 Nov 24	₹27,302

Franklin India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.3%
3 Month	-5.8%
6 Month	4.3%
1 Year	25%
3 Year	20.3%
5 Year	22.1%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	5.3%
2021	40.3%
2020	16%
2019	3.3%
2018	-4.4%
2017	30.6%
2016	5%
2015	4.4%
2014	56.8%

Fund Manager information for Franklin India Equity Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.84 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.
Rajasa Kakulavarapu	1 Dec 23	1 Yr.

Data below for Franklin India Equity Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	28.96%
Consumer Cyclical	12.75%
Industrials	12.38%
Technology	9.8%
Basic Materials	6.65%
Communication Services	6.09%
Consumer Defensive	5.72%
Health Care	5.4%
Energy	3.68%
Utility	3.64%
Real Estate	1.07%

Asset Allocation

Asset Class	Value
Cash	3.16%
Equity	96.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	8%	₹1,464 Cr	8,434,642
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	8%	₹1,410 Cr	10,908,206
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	5%	₹913 Cr	5,658,607
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹813 Cr	4,627,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	4%	₹772 Cr	2,131,779
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 13 \| HCLTECH	4%	₹628 Cr	3,555,589
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	4%	₹616 Cr	5,311,448
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Aug 19 \| UNITDSPR	3%	₹522 Cr	3,600,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹471 Cr	3,534,026
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹464 Cr	11,374,772 ↓ -931,630

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1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा

बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.

अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.

2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा

प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.

3. निधीच्या सुसंगततेचे वजन करा

बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.

4. फंडातील जोखमींबद्दल जागरूक रहा

गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:

a अल्फा

अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.

b बीटा

बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.

c मानक विचलन (SD)

SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.

d शार्प रेशो (SR)

तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्‍यांची निवड करता येईल.

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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.