2022 मध्ये गुंतवणूक करण्यासाठी 9 सर्वोत्तम वैविध्यपूर्ण मल्टीकॅप म्युच्युअल फंड

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23
डायव्हर्सिफाइड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा
Top 9 Equity - Multi Cap Funds

2022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड

Updated on November 17, 2024 , 47676 views

वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.

मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.

याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.

मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.

चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
JM Multicap Fund Growth	₹99.9348 ↑ 0.50	₹4,722	-5.6	5.1	40.7	23.7	23.6	40
Nippon India Multi Cap Fund Growth	₹284.292 ↑ 2.04	₹38,678	-2.5	5.8	33.6	23.7	24.1	38.1
HDFC Equity Fund Growth	₹1,840.22 ↑ 5.78	₹64,929	-0.1	9.8	35.1	22.6	22.5	30.6
Motilal Oswal Multicap 35 Fund Growth	₹59.4739 ↑ 0.81	₹12,024	4	16	45	18.8	17.3	31
ICICI Prudential Multicap Fund Growth	₹757.42 ↑ 2.10	₹14,152	-3.5	6.8	32.4	18.3	20.8	35.4
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Baroda Pioneer Multi Cap Fund Growth	₹280.694 ↑ 2.22	₹2,739	-1	7.6	34.1	16.6	23.1	30.8
Franklin India Equity Fund Growth	₹1,566.91 ↑ 7.66	₹17,450	-2.8	7.6	30.3	16.6	21.8	30.8
Aditya Birla Sun Life Manufacturing Equity Fund Growth	₹31.56 ↑ 0.20	₹1,209	-3.4	7	36.4	16.6	19.6	32.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Nov 24

*वरील शीर्ष वैविध्यपूर्ण यादी आहे/मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.

1. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 16 in Multi Cap category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% .

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (19 Nov 24)	₹99.9348 ↑ 0.50 (0.50 %)
Net Assets (Cr)	₹4,722 on 31 Oct 24
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	2.71
Information Ratio	2
Alpha Ratio	15.55
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,949
31 Oct 21	₹14,858
31 Oct 22	₹15,724
31 Oct 23	₹19,376
31 Oct 24	₹30,001

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-6.2%
3 Month	-5.6%
6 Month	5.1%
1 Year	40.7%
3 Year	23.7%
5 Year	23.6%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%
2014	56%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.2 Yr.
Asit Bhandarkar	1 Oct 24	0.08 Yr.
Chaitanya Choksi	31 Dec 21	2.84 Yr.
Ruchi Fozdar	4 Oct 24	0.08 Yr.

Data below for JM Multicap Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	23.4%
Consumer Cyclical	12.39%
Basic Materials	12.15%
Industrials	11.85%
Health Care	11.65%
Technology	9.79%
Consumer Defensive	5.5%
Utility	4.54%
Communication Services	2.83%
Energy	1.57%
Real Estate	0.66%

Asset Allocation

Asset Class	Value
Cash	2.63%
Equity	97.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	6%	₹293 Cr	1,690,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	5%	₹248 Cr	1,920,800 ↑ 350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹191 Cr	2,325,000 ↑ 600,000
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	4%	₹184 Cr	1,047,750 ↑ 150,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	3%	₹136 Cr	375,231
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹134 Cr	828,335 ↑ 428,335
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 24 \| DRREDDY	3%	₹129 Cr	1,012,038 ↑ 34,428
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| ITC	3%	₹120 Cr	2,456,000 ↑ 456,000
CESC Ltd (Utilities) Equity, Since 30 Nov 23 \| CESC	2%	₹108 Cr	5,711,774
Biocon Ltd (Healthcare) Equity, Since 29 Feb 24 \| BIOCON	2%	₹104 Cr	3,295,318 ↑ 1,065,318

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch. Ranked 63 in Multi Cap category. Return for 2023 was 38.1% , 2022 was 14.1% and 2021 was 48.9% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (19 Nov 24)	₹284.292 ↑ 2.04 (0.72 %)
Net Assets (Cr)	₹38,678 on 31 Oct 24
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	2.64
Information Ratio	1.51
Alpha Ratio	8.84
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,272
31 Oct 21	₹15,015
31 Oct 22	₹17,341
31 Oct 23	₹21,201
31 Oct 24	₹30,265

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-6%
3 Month	-2.5%
6 Month	5.8%
1 Year	33.6%
3 Year	23.7%
5 Year	24.1%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%
2014	59.7%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	19.6 Yr.
Ashutosh Bhargava	1 Sep 21	3.17 Yr.
Kinjal Desai	25 May 18	6.44 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	28.71%
Industrials	18.78%
Consumer Cyclical	17.01%
Health Care	7.25%
Technology	6%
Basic Materials	5.31%
Utility	5.09%
Consumer Defensive	3.7%
Energy	3.1%
Communication Services	2.84%
Real Estate	0.08%

Asset Allocation

Asset Class	Value
Cash	1.99%
Equity	98.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹2,430 Cr	14,000,448
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,548 Cr	11,981,360 ↑ 764,005
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,199 Cr	9,000,000 ↑ 1,600,000
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	3%	₹1,167 Cr	1,524,539
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	3%	₹1,160 Cr	10,000,121 ↑ 900,000
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,107 Cr	6,300,504
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,021 Cr	5,716,917
Max Financial Services Ltd (Financial Services) Equity, Since 31 Mar 12 \| 500271	2%	₹962 Cr	7,500,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 23 \| 532555	2%	₹939 Cr	23,000,000
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| 500840	2%	₹918 Cr	25,187,817

3. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch. Ranked 34 in Multi Cap category. Return for 2023 was 30.6% , 2022 was 18.3% and 2021 was 36.2% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (19 Nov 24)	₹1,840.22 ↑ 5.78 (0.32 %)
Net Assets (Cr)	₹64,929 on 31 Oct 24
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	2.88
Information Ratio	1.79
Alpha Ratio	10.89
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,558
31 Oct 21	₹14,948
31 Oct 22	₹17,043
31 Oct 23	₹19,559
31 Oct 24	₹28,166

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-3.7%
3 Month	-0.1%
6 Month	9.8%
1 Year	35.1%
3 Year	22.6%
5 Year	22.5%
10 Year
15 Year
Since launch	19.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%
2014	53.8%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	2.26 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Equity Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	39.49%
Consumer Cyclical	13.23%
Health Care	12.31%
Technology	7.99%
Communication Services	4.44%
Industrials	3.62%
Real Estate	3.49%
Basic Materials	2.69%
Consumer Defensive	1.45%
Utility	1.24%
Energy	0.21%

Asset Allocation

Asset Class	Value
Cash	8.21%
Equity	90.15%
Debt	1.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹6,397 Cr	49,500,000 ↑ 1,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	10%	₹6,249 Cr	36,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	9%	₹5,566 Cr	48,000,000 ↑ 2,000,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	5%	₹2,979 Cr	19,200,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹2,856 Cr	16,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹2,839 Cr	17,500,000 ↑ 1,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹2,686 Cr	2,425,000 ↑ 325,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	4%	₹2,637 Cr	16,352,700 ↓ -1,647,300
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹2,565 Cr	14,525,000 ↓ -3,300,000
Piramal Pharma Ltd (Healthcare) Equity, Since 31 Dec 23 \| PPLPHARMA	3%	₹1,944 Cr	72,415,689 ↑ 983,956

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Ranked 5 in Multi Cap category. Return for 2023 was 31% , 2022 was -3% and 2021 was 15.3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (19 Nov 24)	₹59.4739 ↑ 0.81 (1.38 %)
Net Assets (Cr)	₹12,024 on 31 Oct 24
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	2.69
Information Ratio	0.49
Alpha Ratio	14.05
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,454
31 Oct 21	₹12,879
31 Oct 22	₹12,784
31 Oct 23	₹14,304
31 Oct 24	₹21,891

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-4.6%
3 Month	4%
6 Month	16%
1 Year	45%
3 Year	18.8%
5 Year	17.3%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%
2014

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.08 Yr.
Niket Shah	1 Jul 22	2.34 Yr.
Santosh Singh	1 Aug 23	1.25 Yr.
Rakesh Shetty	22 Nov 22	1.94 Yr.
Atul Mehra	1 Oct 24	0.08 Yr.
Sunil Sawant	1 Jul 24	0.34 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	30.36%
Financial Services	19.14%
Technology	18.68%
Industrials	18.29%
Communication Services	9.04%
Health Care	1.69%

Asset Allocation

Asset Class	Value
Cash	2.8%
Equity	97.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,166 Cr	1,800,000 ↑ 400,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	10%	₹1,158 Cr	1,625,000 ↑ 875,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	10%	₹1,150 Cr	17,500,000 ↑ 136,819
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Jul 23 \| JIOFIN	9%	₹1,128 Cr	35,000,000 ↑ 3,028,653
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	9%	₹1,067 Cr	1,400,000 ↑ 100,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	9%	₹1,048 Cr	1,950,000 ↑ 75,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	6%	₹709 Cr	2,600,000 ↑ 2,600,000
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543320	5%	₹633 Cr	26,178,026 ↑ 7,678,026
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹603 Cr	5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	5%	₹573 Cr	4,500,000 ↑ 600,000

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 49 in Multi Cap category. Return for 2023 was 35.4% , 2022 was 4.7% and 2021 was 36.4% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (19 Nov 24)	₹757.42 ↑ 2.10 (0.28 %)
Net Assets (Cr)	₹14,152 on 31 Oct 24
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	2.45
Information Ratio	0.47
Alpha Ratio	6.42
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,093
31 Oct 21	₹15,354
31 Oct 22	₹15,802
31 Oct 23	₹18,524
31 Oct 24	₹26,711

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-5.8%
3 Month	-3.5%
6 Month	6.8%
1 Year	32.4%
3 Year	18.3%
5 Year	20.8%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	35.4%
2022	4.7%
2021	36.4%
2020	9.2%
2019	6%
2018	0.2%
2017	28%
2016	10.1%
2015	3.1%
2014	49.8%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Sankaran Naren	1 Jul 22	2.34 Yr.
Anand Sharma	1 Jul 22	2.34 Yr.
Sharmila D’mello	31 Jul 22	2.26 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	25.76%
Consumer Cyclical	11.54%
Industrials	10.32%
Basic Materials	9.83%
Energy	6.85%
Health Care	6.84%
Communication Services	5.43%
Technology	5.06%
Consumer Defensive	3.19%
Utility	2.65%
Real Estate	2.18%

Asset Allocation

Asset Class	Value
Cash	10.35%
Equity	89.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹764 Cr	6,001,508
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	5%	₹735 Cr	4,241,215 ↓ -550,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	4%	₹582 Cr	1,970,658 ↑ 439,278
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| 532215	3%	₹410 Cr	3,329,075 ↑ 311,597
Infosys Ltd (Technology) Equity, Since 31 Oct 18 \| INFY	3%	₹381 Cr	2,031,006 ↑ 530,292
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 17 \| SUNPHARMA	2%	₹312 Cr	1,620,647 ↓ -227,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MARUTI	2%	₹300 Cr	226,512 ↓ -4,491
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 19 \| LT	2%	₹261 Cr	710,770 ↑ 76,682
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹227 Cr	1,328,669 ↓ -237,500
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 22 \| HINDPETRO	1%	₹218 Cr	4,959,040 ↓ -965,824

6. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. .

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,603
31 Oct 21	₹15,926

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Baroda Pioneer Multi Cap Fund

(Erstwhile Baroda Pioneer Growth Fund)

To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.

Baroda Pioneer Multi Cap Fund is a Equity - Multi Cap fund was launched on 12 Sep 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17% since its launch. Ranked 37 in Multi Cap category. Return for 2023 was 30.8% , 2022 was -3% and 2021 was 47.9% .

Below is the key information for Baroda Pioneer Multi Cap Fund

Baroda Pioneer Multi Cap Fund Growth
Launch Date	12 Sep 03
NAV (19 Nov 24)	₹280.694 ↑ 2.22 (0.80 %)
Net Assets (Cr)	₹2,739 on 31 Oct 24
Category	Equity - Multi Cap
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.09
Sharpe Ratio	3.05
Information Ratio	-0.05
Alpha Ratio	13.08
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,932
31 Oct 21	₹17,459
31 Oct 22	₹17,318
31 Oct 23	₹19,446
31 Oct 24	₹28,967

Baroda Pioneer Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Baroda Pioneer Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-5.2%
3 Month	-1%
6 Month	7.6%
1 Year	34.1%
3 Year	16.6%
5 Year	23.1%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	-3%
2021	47.9%
2020	19.5%
2019	8.9%
2018	-11.9%
2017	36.8%
2016	2.3%
2015	-1.6%
2014	46.5%

Fund Manager information for Baroda Pioneer Multi Cap Fund

Name	Since	Tenure
Sanjay Chawla	1 Nov 15	9.01 Yr.
Sandeep Jain	14 Mar 22	2.64 Yr.

Data below for Baroda Pioneer Multi Cap Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	22.5%
Technology	15.61%
Industrials	12.38%
Consumer Cyclical	9.89%
Health Care	8.26%
Basic Materials	7.96%
Consumer Defensive	7.5%
Utility	3.62%
Energy	3.46%
Communication Services	2.9%
Real Estate	1.5%

Asset Allocation

Asset Class	Value
Cash	3.22%
Equity	96.43%
Debt	0.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| ICICIBANK	4%	₹102 Cr	799,815
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 17 \| HDFCBANK	3%	₹87 Cr	499,736
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	3%	₹78 Cr	262,500
Zomato Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 543320	3%	₹74 Cr	2,723,000
Mrs Bectors Food Specialities Ltd Ordinary Shares (Consumer Defensive) Equity, Since 30 Apr 23 \| BECTORFOOD	3%	₹72 Cr	379,226
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| 500251	2%	₹68 Cr	90,000
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 Mar 24 \| JYOTICNC	2%	₹66 Cr	579,492
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Nov 20 \| SUNPHARMA	2%	₹66 Cr	340,000
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 532343	2%	₹62 Cr	218,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 540611	2%	₹61 Cr	825,000 ↑ 825,000

8. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 50 in Multi Cap category. Return for 2023 was 30.8% , 2022 was 5.3% and 2021 was 40.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund Growth
Launch Date	29 Sep 94
NAV (19 Nov 24)	₹1,566.91 ↑ 7.66 (0.49 %)
Net Assets (Cr)	₹17,450 on 31 Oct 24
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	2.23
Information Ratio	0.73
Alpha Ratio	4.23
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,686
31 Oct 21	₹16,825
31 Oct 22	₹17,541
31 Oct 23	₹19,841
31 Oct 24	₹27,593

Franklin India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-5.2%
3 Month	-2.8%
6 Month	7.6%
1 Year	30.3%
3 Year	16.6%
5 Year	21.8%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.8%
2022	5.3%
2021	40.3%
2020	16%
2019	3.3%
2018	-4.4%
2017	30.6%
2016	5%
2015	4.4%
2014	56.8%

Fund Manager information for Franklin India Equity Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.76 Yr.
Sandeep Manam	18 Oct 21	3.04 Yr.
Rajasa Kakulavarapu	1 Dec 23	0.92 Yr.

Data below for Franklin India Equity Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Financial Services	27.43%
Consumer Cyclical	13.16%
Industrials	12.58%
Technology	9.7%
Communication Services	6.24%
Consumer Defensive	5.96%
Basic Materials	5.52%
Health Care	5.26%
Utility	4.11%
Energy	4.04%
Real Estate	1.16%

Asset Allocation

Asset Class	Value
Cash	4.07%
Equity	95.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	8%	₹1,461 Cr	8,434,642 ↑ 500,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	8%	₹1,389 Cr	10,908,206
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	5%	₹967 Cr	5,658,607
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹868 Cr	4,627,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	4%	₹784 Cr	2,131,779
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	4%	₹654 Cr	5,311,448
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 13 \| HCLTECH	3%	₹639 Cr	3,555,589
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Aug 19 \| UNITDSPR	3%	₹572 Cr	3,600,000
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	3%	₹545 Cr	12,306,402
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	3%	₹522 Cr	1,767,013

9. Aditya Birla Sun Life Manufacturing Equity Fund

The primary investment objective of the Schemes is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Manufacturing activity. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Manufacturing Equity Fund is a Equity - Multi Cap fund was launched on 31 Jan 15. It is a fund with High risk and has given a CAGR/Annualized return of 12.4% since its launch. Return for 2023 was 32.5% , 2022 was -1.4% and 2021 was 22.1% .

Below is the key information for Aditya Birla Sun Life Manufacturing Equity Fund

Aditya Birla Sun Life Manufacturing Equity Fund Growth
Launch Date	31 Jan 15
NAV (19 Nov 24)	₹31.56 ↑ 0.20 (0.64 %)
Net Assets (Cr)	₹1,209 on 31 Oct 24
Category	Equity - Multi Cap
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.43
Sharpe Ratio	2.44
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,389
31 Oct 21	₹15,202
31 Oct 22	₹15,088
31 Oct 23	₹16,842
31 Oct 24	₹25,149

Aditya Birla Sun Life Manufacturing Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Aditya Birla Sun Life Manufacturing Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24

Duration	Returns
1 Month	-7.9%
3 Month	-3.4%
6 Month	7%
1 Year	36.4%
3 Year	16.6%
5 Year	19.6%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.5%
2022	-1.4%
2021	22.1%
2020	26.3%
2019	-4%
2018	-12.9%
2017	41.7%
2016	9.2%
2015
2014

Fund Manager information for Aditya Birla Sun Life Manufacturing Equity Fund

Name	Since	Tenure
Harish Krishnan	3 Nov 23	1 Yr.

Data below for Aditya Birla Sun Life Manufacturing Equity Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Industrials	32.82%
Consumer Cyclical	23.39%
Basic Materials	18.04%
Consumer Defensive	9.57%
Health Care	8.98%
Energy	4.31%
Technology	2.33%

Asset Allocation

Asset Class	Value
Cash	0.56%
Equity	99.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 23 \| LT	6%	₹70 Cr	189,832
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 19 \| RELIANCE	4%	₹54 Cr	183,333
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| M&M	4%	₹50 Cr	160,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| MARUTI	4%	₹46 Cr	35,000
Voltas Ltd (Industrials) Equity, Since 28 Feb 15 \| VOLTAS	4%	₹44 Cr	240,180
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 16 \| UBL	3%	₹42 Cr	194,958
Cummins India Ltd (Industrials) Equity, Since 28 Feb 15 \| 500480	3%	₹41 Cr	107,954 ↓ -5,190
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 28 Feb 15 \| 500040	3%	₹35 Cr	121,881 ↓ -17,830
Tata Steel Ltd (Basic Materials) Equity, Since 30 Jun 16 \| TATASTEEL	3%	₹35 Cr	2,056,800
Strides Pharma Science Ltd (Healthcare) Equity, Since 31 May 18 \| STAR	3%	₹34 Cr	241,617 ↓ -10,341

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एक आदर्श वैविध्यपूर्ण फंड खाली नमूद केलेल्या पॅरामीटर्समधून उत्तीर्ण झाला पाहिजे:

1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा

बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.

अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.

2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा

प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.

3. निधीच्या सुसंगततेचे वजन करा

बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.

4. फंडातील जोखमींबद्दल जागरूक रहा

गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:

a अल्फा

अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.

b बीटा

बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.

c मानक विचलन (SD)

SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.

d शार्प रेशो (SR)

तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्‍यांची निवड करता येईल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.