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बचत आणि गुंतवणूक यातील प्रमुख फरक
संतुलित आर्थिक योजना तयार करण्यासाठी 50-20-30 नियम वापरा
बचत करण्यापेक्षा गुंतवणूक का बरी
2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड
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बचत आणि गुंतवणूक यातील फरक

Updated on December 19, 2024 , 1202 views

आजच्या जगात, आर्थिक सुरक्षितता मिळवण्यासाठी बचत आणि गुंतवणुकीच्या मूलभूत गोष्टी समजून घेणे आवश्यक आहे. तुमच्या आर्थिक बाबतीत स्मार्ट निर्णय घेऊन तुम्ही तुमचे आणि तुमच्या कुटुंबासाठी एक सुरक्षित भविष्य निर्माण करू शकता. या मार्गदर्शकाचे उद्दिष्ट बचत आणि गुंतवणुकी तसेच काही मूलभूत तत्त्वे सादर करणे आहेआर्थिक नियोजन. आम्ही विविध प्रकारच्या गुंतवणूक वाहनांची चर्चा करू, कसे करावेपैसे वाचवा, बजेट तंत्र,निवृत्ती नियोजन धोरणे, आणि अधिक. हातात योग्य ज्ञान असल्यास, जेव्हा गुंतवणूक करण्याची किंवा निवृत्तीची योजना करण्याची वेळ येते तेव्हा तुम्ही माहितीपूर्ण निर्णय घेऊ शकता.

प्रभावी आर्थिक धोरणासाठी सर्व पैलूंचा विचार करणारा सर्वांगीण दृष्टिकोन आवश्यक आहेवैयक्तिक वित्त, कर आकारणी नियमांसह,विमा धोरणे, इस्टेट नियोजन विचार, कर्ज व्यवस्थापन समस्या आणि कालांतराने शाश्वत संपत्ती निर्माण करण्याशी संबंधित इतर घटक.गुंतवणूक करत आहे हुशारीने आता भविष्यात अधिक परतावा मिळू शकतो, त्यामुळे बचत आणि योग्यरित्या गुंतवणूक करण्याबद्दल जाणून घेण्यासाठी आत्ताच वेळ काढा!

बचत आणि गुंतवणूक यातील प्रमुख फरक

बचत आणि गुंतवणूक या दोन वेगळ्या आर्थिक संज्ञा आहेत ज्यांचा वापर लोक सहसा परस्पर बदलून करतात. तथापि, बचत आणि गुंतवणुकीमधील मुख्य फरक समजून घेणे आवश्यक आहे, कारण ते भिन्न हेतू पूर्ण करतात. बचतीमध्ये भविष्यातील वापरासाठी पैसे सुरक्षित ठिकाणी ठेवून बाजूला ठेवणे समाविष्ट आहे जसे की अबँक खातेमुदत ठेव किंवा इतर सुरक्षित गुंतवणूक. दुसरीकडे, गुंतवणुकीत, सारख्या साधनांमध्ये पैसे घालणे समाविष्ट आहेम्युच्युअल फंड, सोने, साठा,ईटीएफ, इत्यादी, अतिरिक्त निर्माण करण्याच्या उद्दिष्टासहउत्पन्न किंवाभांडवल कालांतराने नफा होतो.

बचत आणि गुंतवणूक यातील महत्त्वाचा फरक म्हणजे बचत केल्याने तुम्हाला खूप कमी परतावा मिळतो आणि कमी जोखीम असते. गुंतवणुकीत जोखीम असू शकते परंतु संभाव्यत: जास्त परतावा मिळू शकतो. या व्यतिरिक्त, बचतींमध्ये सुरक्षिततेची हमी असते, तर गुंतवणुकीत आणखी काही गोष्टींचा समावेश असू शकतोअस्थिरता अवलंबूनबाजार परिस्थिती. शेवटी, तुमच्या गरजा आणि उद्दिष्टांसाठी कोणत्या प्रकारचा क्रियाकलाप सर्वात योग्य आहे हे ठरवताना तुम्ही किती धोका पत्करण्यास तयार आहात हे तुमच्यावर अवलंबून आहे.

बचत	गुंतवणूक करत आहे
तुम्ही तुमची अल्पकालीन उद्दिष्टे पूर्ण करू शकता आणि सर्व अनियोजित खर्च व्यवस्थापित करू शकता	तुम्ही संपत्ती निर्माण करू शकता आणि एपोर्टफोलिओ, तुम्ही गुंतवणूक करत असलेल्या भांडवलाचे कौतुक करा
हे अल्पकालीन नफ्यासाठी आदर्श आहे	हे दीर्घकालीन नफ्यासाठी आदर्श आहे कारण ते सकारात्मक परतावा देते
तुम्हाला उच्च मूल्याचे परतावा देत नाही	तुम्ही योग्य गुंतवणुकीच्या धोरणांचे पालन करत असाल तर ते तुम्हाला प्रचंड परतावा मिळविण्यात मदत करते
पैसे वाचवण्यामध्ये कोणताही धोका नाही	हे बाजाराच्या जोखमीच्या अधीन आहे आणि जर तुम्ही बाजारातील ट्रेंड आणि विश्लेषणाचे पालन करत नसाल तर त्यात नुकसान समाविष्ट असू शकते
तुम्ही ठेवींचे प्रमाणपत्र, पैसे कमावणारी साधने आणि उघडणे वापरून तुमचे पैसे वाचवू शकताबचत खाते	तुम्ही शेअर्समध्ये गुंतवणूक करू शकता,बंध, ETFs आणि म्युच्युअल फंड गुंतवणूक पोर्टफोलिओ तयार करण्यासाठी

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संतुलित आर्थिक योजना तयार करण्यासाठी 50-20-30 नियम वापरा

एक संतुलित तयार करणेआर्थिक योजना बचत विरुद्ध गुंतवणूक गुणोत्तराचा विचार करणे आवश्यक आहे. बचत आणि गुंतवणूक या दोन्ही वैयक्तिक फायनान्सचे अविभाज्य पैलू आहेत आणि दीर्घकालीन आर्थिक स्थैर्य प्राप्त करण्यासाठी दोघांमध्ये समतोल राखणे महत्त्वाचे आहे. दर महिन्याला तुमच्या उत्पन्नातील किती बचत आणि गुंतवणुकीसाठी तुम्ही वाटप केले पाहिजे हे निर्धारित करण्याचा गुणोत्तर हा एक मार्ग आहे.

नियम सुचवतो की तुम्ही तुमची कर-पश्चात उत्पन्न तीन श्रेणींमध्ये विभागली पाहिजे:

गरजा (50%): या श्रेणीमध्ये भाडे, कर्ज, उपयुक्तता, किराणा सामान, वाहतूक आणि विमा यासारखे सर्व आवश्यक खर्च समाविष्ट आहेत जे तुम्ही प्रत्येक महिन्याला भरावे लागतील.
बचत आणि कर्ज कपात (२०%): या श्रेणीमध्ये तुम्ही दीर्घकालीन उद्दिष्टांसाठी बाजूला ठेवलेल्या कोणत्याही पैशाचा समावेश होतो, जसे की सेवानिवृत्ती बचत किंवा कर्ज फेडणे. ही श्रेणी तुमची "आर्थिक उशी" म्हणूनही ओळखली जाते कारण ती तुम्हाला आपत्कालीन परिस्थितीत सुरक्षा जाळी तयार करण्यात मदत करते.
पाहिजे (३०%): या वर्गवारीमध्ये तुम्ही निवडलेल्या कोणत्याही विवेकी खर्चाचा समावेश होतो, जसे की बाहेर खाणे, मनोरंजन, प्रवास करणे किंवा छंद.

50-20-30 नियमांचे पालन केल्याने तुम्हाला एक संतुलित आर्थिक योजना तयार करण्यात मदत होऊ शकते जी तुम्हाला तुमच्या अत्यावश्यक गरजा पूर्ण करण्यास, भविष्यासाठी बचत करण्यास आणि जास्त खर्च न करता जीवन आनंददायक बनवणाऱ्या काही गोष्टींचा आनंद घेऊ देते. तथापि, हे लक्षात ठेवणे महत्त्वाचे आहे की ही फक्त एक मार्गदर्शक तत्त्वे आहे आणि तुम्ही ती तुमच्या स्वतःच्या अनन्य आर्थिक परिस्थिती आणि प्राधान्यक्रमांशी जुळण्यासाठी समायोजित केली पाहिजे.

बचत करण्यापेक्षा गुंतवणूक का बरी

गुंतवणुकीमुळे अनेक फायदे मिळतात जे पारंपारिक बचत खात्यांमध्ये नसतात, ज्यामुळे तो वैयक्तिक वित्ताचा एक महत्त्वाचा पैलू बनतो. गुंतवणुकीचा एक मोठा फायदा म्हणजे बचत खात्यांपेक्षा जास्त परतावा मिळण्याची शक्यता आहे कारण स्टॉक, म्युच्युअल फंड आणिरिअल इस्टेट कालांतराने मूल्य वाढू शकते. या मालमत्तेत गुंतवणूक करून, व्यक्ती बचत खात्यांद्वारे ऑफर केलेल्या व्याजदरांपेक्षा जास्त परतावा मिळवू शकतात. गुंतवणुकीचा आणखी एक फायदा म्हणजे संपत्ती वाढवण्याची क्षमताकंपाउंडिंग, जिथे परतावा अधिक परतावा निर्माण करण्यासाठी पुन्हा गुंतवला जातो.

हे व्यक्तींना त्यांचे दीर्घकालीन साध्य करण्यात मदत करतेआर्थिक उद्दिष्टे, जसे निवृत्तीसाठी बचत करणे किंवा घर खरेदी करणे. याव्यतिरिक्त, गुंतवणुकीमुळे वैविध्यता येते, जी विविध क्षेत्रांमध्ये आणि उद्योगांमध्ये गुंतवणुकीचा प्रसार करून जोखीम कमी करण्यास मदत करू शकते. एकूणच, समजून घेऊनगुंतवणुकीचे फायदे आणि माहितीपूर्ण गुंतवणुकीचे निर्णय घेऊन व्यक्ती त्यांचे आर्थिक उद्दिष्ट साध्य करू शकतात आणि त्यांचे आर्थिक भविष्य सुरक्षित करू शकतात.

2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

म्युच्युअल फंडात गुंतवणूक कालांतराने तुमचे पैसे वाढवण्याचा हा एक उत्तम मार्ग आहे. जसजसे बाजार वाढतात आणि घसरतात तसतसे, म्युच्युअल फंडासारख्या गुंतवणुकीचा समावेश असलेल्या वैविध्यपूर्ण पोर्टफोलिओमुळे बाजारातील मंदीच्या काळात तुम्हाला होणारे नुकसान कमी होण्यास मदत होते. 2023 साठी खालील काही टॉप-रेट केलेले म्युच्युअल फंड आहेत ज्यांचा तुम्ही गुंतवणूक करण्यासाठी विचार केला पाहिजे:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
L&T Emerging Businesses Fund Growth	₹89.2118 ↓ -1.79	₹16,920	500	-0.3	6.4	32.8	27.3	31.8	46.1
DSP BlackRock Small Cap Fund Growth	₹199.969 ↓ -4.09	₹16,307	500	-1.4	9.5	29.3	23.3	31.1	41.2
Kotak Small Cap Fund Growth	₹274.856 ↓ -4.95	₹17,732	1,000	-3.7	5.3	29.3	19.7	30.9	34.8
IDBI Small Cap Fund Growth	₹33.6557 ↓ -0.54	₹411	500	0.4	8.8	43.3	26.3	30.6	33.4
ICICI Prudential Technology Fund Growth	₹220.59 ↓ -2.50	₹13,990	100	4.1	24.1	30.3	10	30.5	27.5
ICICI Prudential Infrastructure Fund Growth	₹186.07 ↓ -3.49	₹6,990	100	-6.4	-0.9	33.5	35.5	30.5	44.6
BOI AXA Manufacturing and Infrastructure Fund Growth	₹55.99 ↓ -1.06	₹539	1,000	-5.5	0.4	33.4	26.4	30.5	44.7
Edelweiss Mid Cap Fund Growth	₹100.255 ↓ -2.33	₹8,280	500	-1.6	9.5	43.1	27.5	30.4	38.4
Invesco India Infrastructure Fund Growth	₹65.03 ↓ -1.64	₹1,609	500	-4.4	-2.9	40.5	29.4	30.4	51.1
Nippon India Power and Infra Fund Growth	₹348.628 ↓ -7.29	₹7,557	100	-7.1	-3.7	32.8	32.4	30.3	58
IDFC Infrastructure Fund Growth	₹51.49 ↓ -1.34	₹1,798	100	-7.3	-3.5	44.3	30.3	30.2	50.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

*यादीसर्वोत्तम म्युच्युअल फंड SIPच्या निव्वळ मालमत्ता/ AUM पेक्षा जास्त आहे200 कोटी म्युच्युअल फंडाच्या इक्विटी श्रेणीमध्ये 5 वर्षांच्या कॅलेंडर वर्षाच्या परताव्याच्या आधारे ऑर्डर केले जाते.

1. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 22.9% since its launch. Ranked 2 in Small Cap category. Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (20 Dec 24)	₹89.2118 ↓ -1.79 (-1.96 %)
Net Assets (Cr)	₹16,920 on 31 Oct 24
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	1.51
Information Ratio	0.26
Alpha Ratio	2.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,894
30 Nov 21	₹19,240
30 Nov 22	₹21,023
30 Nov 23	₹29,366
30 Nov 24	₹38,725

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	6.5%
3 Month	-0.3%
6 Month	6.4%
1 Year	32.8%
3 Year	27.3%
5 Year	31.8%
10 Year
15 Year
Since launch	22.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	46.1%
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%
2014

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	4.96 Yr.
Cheenu Gupta	1 Oct 23	1.17 Yr.
Sonal Gupta	1 Oct 23	1.17 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Industrials	31.33%
Consumer Cyclical	15.35%
Financial Services	14.41%
Basic Materials	12.12%
Technology	8.54%
Real Estate	5.16%
Health Care	3.86%
Consumer Defensive	3.52%
Energy	1.51%

Asset Allocation

Asset Class	Value
Cash	1.78%
Equity	98.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	3%	₹458 Cr	455,400 ↓ -50,000
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| 500040	3%	₹441 Cr	1,607,279
Neuland Laboratories Limited Equity, Since 31 Jan 24 \| -	2%	₹410 Cr	281,022
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	2%	₹406 Cr	2,444,924 ↑ 127,474
BSE Ltd (Financial Services) Equity, Since 29 Feb 24 \| BSE	2%	₹395 Cr	884,500 ↑ 108,253
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹387 Cr	2,473,042
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 17 \| 500251	2%	₹383 Cr	537,550 ↓ -42,850
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Jul 19 \| 532929	2%	₹341 Cr	2,891,084
NCC Ltd (Industrials) Equity, Since 28 Feb 21 \| NCC	2%	₹337 Cr	11,291,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jul 20 \| DIXON	2%	₹335 Cr	238,273

2. DSP BlackRock Small Cap Fund

(Erstwhile DSP BlackRock Micro Cap Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Small Cap Fund is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch. Ranked 7 in Small Cap category. Return for 2023 was 41.2% , 2022 was 0.5% and 2021 was 58.9% .

Below is the key information for DSP BlackRock Small Cap Fund

DSP BlackRock Small Cap Fund Growth
Launch Date	14 Jun 07
NAV (20 Dec 24)	₹199.969 ↓ -4.09 (-2.00 %)
Net Assets (Cr)	₹16,307 on 30 Nov 24
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.86
Sharpe Ratio	1.19
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,943
30 Nov 21	₹20,662
30 Nov 22	₹22,033
30 Nov 23	₹29,861
30 Nov 24	₹38,118

DSP BlackRock Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for DSP BlackRock Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.2%
3 Month	-1.4%
6 Month	9.5%
1 Year	29.3%
3 Year	23.3%
5 Year	31.1%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	41.2%
2022	0.5%
2021	58.9%
2020	33.1%
2019	0.7%
2018	-25.5%
2017	42.8%
2016	12.7%
2015	20.4%
2014	101.8%

Fund Manager information for DSP BlackRock Small Cap Fund

Name	Since	Tenure
Vinit Sambre	21 Jun 10	14.46 Yr.
Resham Jain	16 Mar 18	6.72 Yr.

Data below for DSP BlackRock Small Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	31.74%
Basic Materials	20.49%
Industrials	16.97%
Health Care	8.7%
Consumer Defensive	7.34%
Financial Services	4.08%
Technology	3.74%
Communication Services	1.09%
Utility	0.2%

Asset Allocation

Asset Class	Value
Cash	5.67%
Equity	94.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	4%	₹569 Cr	7,937,996
eClerx Services Ltd (Technology) Equity, Since 28 Feb 18 \| ECLERX	3%	₹508 Cr	1,746,352
Suprajit Engineering Ltd (Consumer Cyclical) Equity, Since 30 Jun 14 \| SUPRAJIT	3%	₹476 Cr	9,260,495
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 532144	3%	₹473 Cr	6,500,000 ↑ 203,304
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| 543306	3%	₹431 Cr	3,620,969 ↑ 82,779
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹391 Cr	2,500,000
Triveni Engineering & Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| 532356	2%	₹379 Cr	9,143,737
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹375 Cr	9,623,118 ↓ -376,882
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| 523025	2%	₹360 Cr	1,629,601
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 14 \| 524494	2%	₹358 Cr	2,254,904 ↓ -86,395

3. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch. Ranked 23 in Small Cap category. Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (20 Dec 24)	₹274.856 ↓ -4.95 (-1.77 %)
Net Assets (Cr)	₹17,732 on 30 Nov 24
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	1.62
Information Ratio	-0.75
Alpha Ratio	5.83
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,833
30 Nov 21	₹22,884
30 Nov 22	₹22,932
30 Nov 23	₹29,052
30 Nov 24	₹38,342

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.2%
3 Month	-3.7%
6 Month	5.3%
1 Year	29.3%
3 Year	19.7%
5 Year	30.9%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%
2015	7.4%
2014	74%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	1.12 Yr.

Data below for Kotak Small Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	33%
Consumer Cyclical	20.66%
Basic Materials	14.66%
Health Care	13.16%
Technology	3.54%
Real Estate	3.51%
Financial Services	3.51%
Consumer Defensive	3.23%
Communication Services	2.54%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	97.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	3%	₹583 Cr	3,174,852
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	3%	₹557 Cr	3,559,792
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| 532548	3%	₹539 Cr	6,353,571
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 31 Jan 18 \| RATNAMANI	3%	₹489 Cr	1,328,764
Blue Star Ltd (Industrials) Equity, Since 31 May 18 \| BLUESTARCO	3%	₹471 Cr	2,518,929 ↓ -97,744
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	3%	₹441 Cr	8,096,930
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| 543350	2%	₹439 Cr	4,397,621
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| 543358	2%	₹395 Cr	2,596,496
Alembic Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jan 22 \| APLLTD	2%	₹387 Cr	3,427,766
V-Mart Retail Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| VMART	2%	₹384 Cr	902,098

4. IDBI Small Cap Fund

The Investment objective of the Scheme is to provide investors with the opportunities for long-term capital appreciation by investing predominantly in Equity and Equity related instruments of Small Cap companies. However there can be no assurance that the investment objective under the Scheme will be realized.

IDBI Small Cap Fund is a Equity - Small Cap fund was launched on 21 Jun 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.6% since its launch. Return for 2023 was 33.4% , 2022 was 2.4% and 2021 was 64.7% .

Below is the key information for IDBI Small Cap Fund

IDBI Small Cap Fund Growth
Launch Date	21 Jun 17
NAV (20 Dec 24)	₹33.6557 ↓ -0.54 (-1.59 %)
Net Assets (Cr)	₹411 on 30 Nov 24
Category	Equity - Small Cap
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.3
Sharpe Ratio	2.03
Information Ratio	0.03
Alpha Ratio	10.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,205
30 Nov 21	₹19,152
30 Nov 22	₹21,049
30 Nov 23	₹26,022
30 Nov 24	₹37,374

IDBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for IDBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.8%
3 Month	0.4%
6 Month	8.8%
1 Year	43.3%
3 Year	26.3%
5 Year	30.6%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.4%
2022	2.4%
2021	64.7%
2020	19%
2019	-4.4%
2018	-15%
2017
2016
2015
2014

Fund Manager information for IDBI Small Cap Fund

Name	Since	Tenure
Nikhil Rungta	1 Jul 24	0.42 Yr.
Mahesh Bendre	1 Jul 24	0.42 Yr.

Data below for IDBI Small Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	37.66%
Consumer Cyclical	15.15%
Basic Materials	12.28%
Health Care	7.12%
Technology	5.65%
Utility	5%
Financial Services	4.58%
Consumer Defensive	4.27%
Real Estate	2.79%
Communication Services	2.2%

Asset Allocation

Asset Class	Value
Cash	2.85%
Equity	97.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
JTL Industries Ltd (Basic Materials) Equity, Since 31 Jul 24 \| 534600	3%	₹13 Cr	1,263,574 ↑ 291,276
Shakti Pumps (India) Ltd (Industrials) Equity, Since 31 Mar 24 \| SHAKTIPUMP	3%	₹11 Cr	142,830 ↓ -8,310
Kilburn Engineering Ltd (Industrials) Equity, Since 30 Nov 24 \| 522101	3%	₹11 Cr	215,000 ↑ 215,000
Himatsingka Seide Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HIMATSEIDE	2%	₹10 Cr	545,700
TD Power Systems Ltd (Industrials) Equity, Since 31 Aug 23 \| TDPOWERSYS	2%	₹10 Cr	224,441
Artemis Medicare Services Ltd Ordinary Shares (Healthcare) Equity, Since 31 Oct 23 \| 542919	2%	₹10 Cr	296,517
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 28 Feb 21 \| KIRLOSENG	2%	₹10 Cr	86,263
Piramal Pharma Ltd (Healthcare) Equity, Since 30 Sep 23 \| PPLPHARMA	2%	₹10 Cr	358,586
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	2%	₹10 Cr	19,459 ↓ -8,280
Hi-Tech Pipes Ltd (Basic Materials) Equity, Since 31 Oct 24 \| HITECH	2%	₹10 Cr	582,210

5. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 37 in Sectoral category. Return for 2023 was 27.5% , 2022 was -23.2% and 2021 was 75.7% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (19 Dec 24)	₹220.59 ↓ -2.50 (-1.12 %)
Net Assets (Cr)	₹13,990 on 30 Nov 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	1.96
Sharpe Ratio	1.34
Information Ratio	-0.23
Alpha Ratio	1.05
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹15,582
30 Nov 21	₹28,691
30 Nov 22	₹25,112
30 Nov 23	₹28,151
30 Nov 24	₹37,903

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	7.4%
3 Month	4.1%
6 Month	24.1%
1 Year	30.3%
3 Year	10%
5 Year	30.5%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.5%
2022	-23.2%
2021	75.7%
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Vaibhav Dusad	2 May 20	4.59 Yr.
Sharmila D’mello	30 Jun 22	2.42 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Technology	70.53%
Communication Services	17.18%
Consumer Cyclical	5.04%
Industrials	3.51%
Financial Services	0.21%
Consumer Defensive	0.2%
Health Care	0%

Asset Allocation

Asset Class	Value
Cash	3.11%
Equity	96.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	22%	₹2,998 Cr	17,060,916 ↓ -519,128
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	12%	₹1,581 Cr	3,984,724 ↑ 250,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	9%	₹1,153 Cr	7,148,806
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	5%	₹733 Cr	4,149,450
LTIMindtree Ltd (Technology) Equity, Since 31 Jul 16 \| LTIM	5%	₹733 Cr	1,283,184 ↑ 413
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| 532755	5%	₹638 Cr	3,965,218 ↓ -330,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 31 Oct 21 \| 890157	4%	₹561 Cr	4,645,340 ↑ 1,000,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 543320	3%	₹398 Cr	16,458,409 ↑ 2,100,000
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| 507685	3%	₹382 Cr	6,924,382 ↓ -320,740
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	2%	₹310 Cr	577,218 ↓ -33,312

6. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 16.4% since its launch. Ranked 27 in Sectoral category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (20 Dec 24)	₹186.07 ↓ -3.49 (-1.84 %)
Net Assets (Cr)	₹6,990 on 30 Nov 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,351
30 Nov 21	₹15,464
30 Nov 22	₹20,034
30 Nov 23	₹26,508
30 Nov 24	₹37,571

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.7%
3 Month	-6.4%
6 Month	-0.9%
1 Year	33.5%
3 Year	35.5%
5 Year	30.5%
10 Year
15 Year
Since launch	16.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%
2014	56.2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.5 Yr.
Sharmila D’mello	30 Jun 22	2.42 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	36.67%
Basic Materials	19.58%
Financial Services	17.95%
Utility	10.37%
Energy	7.21%
Consumer Cyclical	1.19%
Real Estate	0.87%
Communication Services	0.74%

Asset Allocation

Asset Class	Value
Cash	4.73%
Equity	94.58%
Debt	0.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	9%	₹634 Cr	1,749,683 ↑ 550,000
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	4%	₹270 Cr	6,615,698
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹257 Cr	1,990,000
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	4%	₹244 Cr	17,363,241
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	4%	₹240 Cr	95,657 ↑ 28,035
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	3%	₹226 Cr	1,300,000 ↓ -90,000
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹210 Cr	7,012,665 ↑ 912,508
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹204 Cr	1,602,254 ↓ -100,658
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹201 Cr	1,509,486 ↑ 1,000,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 24 \| ADANIPORTS	3%	₹191 Cr	1,387,644 ↑ 400,000

7. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% .

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (20 Dec 24)	₹55.99 ↓ -1.06 (-1.86 %)
Net Assets (Cr)	₹539 on 30 Nov 24
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.57
Sharpe Ratio	1.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,179
30 Nov 21	₹18,654
30 Nov 22	₹20,480
30 Nov 23	₹27,562
30 Nov 24	₹37,695

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.2%
3 Month	-5.5%
6 Month	0.4%
1 Year	33.4%
3 Year	26.4%
5 Year	30.5%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.7%
2022	3.3%
2021	52.5%
2020	28.1%
2019	2.5%
2018	-22.8%
2017	56%
2016	1%
2015	0.3%
2014	54.1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	2.18 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	25.46%
Basic Materials	21.23%
Consumer Cyclical	11.74%
Utility	6.67%
Energy	5.7%
Health Care	5.68%
Technology	5.04%
Consumer Defensive	4.71%
Communication Services	3.32%
Real Estate	2.66%

Asset Allocation

Asset Class	Value
Cash	7.8%
Equity	92.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	6%	₹32 Cr	773,906
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	5%	₹27 Cr	75,802 ↑ 7,277
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	4%	₹22 Cr	477,680
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	4%	₹20 Cr	150,806 ↑ 29,060
Sterling and Wilson Renewable Energy Ltd (Technology) Equity, Since 31 Mar 24 \| SWSOLAR	3%	₹14 Cr	244,992 ↑ 43,974
Manorama Industries Ltd (Consumer Defensive) Equity, Since 31 May 24 \| 541974	3%	₹14 Cr	137,935 ↑ 10,162
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jan 24 \| 534816	2%	₹13 Cr	375,411
Senco Gold Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SENCO	2%	₹12 Cr	100,421 ↑ 9,427
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	2%	₹12 Cr	23,073
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹11 Cr	84,903 ↑ 7,343

8. Edelweiss Mid Cap Fund

(Erstwhile Edelweiss Mid and Small Cap Fund )

The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies. However, there can be no assurance that the investment objective of the Scheme will be realised.

Edelweiss Mid Cap Fund is a Equity - Mid Cap fund was launched on 26 Dec 07. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch. Ranked 22 in Mid Cap category. Return for 2023 was 38.4% , 2022 was 2.4% and 2021 was 50.3% .

Below is the key information for Edelweiss Mid Cap Fund

Edelweiss Mid Cap Fund Growth
Launch Date	26 Dec 07
NAV (20 Dec 24)	₹100.255 ↓ -2.33 (-2.28 %)
Net Assets (Cr)	₹8,280 on 30 Nov 24
Category	Equity - Mid Cap
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.86
Sharpe Ratio	2.53
Information Ratio	0.54
Alpha Ratio	13.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,071
30 Nov 21	₹18,316
30 Nov 22	₹19,969
30 Nov 23	₹25,352
30 Nov 24	₹36,872

Edelweiss Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Edelweiss Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.9%
3 Month	-1.6%
6 Month	9.5%
1 Year	43.1%
3 Year	27.5%
5 Year	30.4%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.4%
2022	2.4%
2021	50.3%
2020	26.4%
2019	5.2%
2018	-15.7%
2017	52.3%
2016	2.5%
2015	9.4%
2014	83.4%

Fund Manager information for Edelweiss Mid Cap Fund

Name	Since	Tenure
Dhruv Bhatia	14 Oct 24	0.13 Yr.
Trideep Bhattacharya	1 Oct 21	3.17 Yr.
Raj Koradia	1 Aug 24	0.33 Yr.

Data below for Edelweiss Mid Cap Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	21.61%
Industrials	17.3%
Consumer Cyclical	14.67%
Health Care	12.12%
Technology	11.32%
Basic Materials	7.32%
Consumer Defensive	4.13%
Real Estate	3.65%
Communication Services	1.81%
Utility	1.66%
Energy	1.53%

Asset Allocation

Asset Class	Value
Cash	2.89%
Equity	97.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 21 \| PERSISTENT	4%	₹309 Cr	576,038 ↓ -64,993
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jan 20 \| DIXON	4%	₹283 Cr	201,347 ↓ -39,358
Lupin Ltd (Healthcare) Equity, Since 31 Jul 24 \| 500257	3%	₹233 Cr	1,063,139 ↑ 58,783
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	3%	₹195 Cr	1,148,385 ↑ 63,497
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹195 Cr	9,547,933 ↑ 1,793,993
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Sep 12 \| SOLARINDS	2%	₹184 Cr	179,636 ↑ 9,932
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 24 \| 500093	2%	₹171 Cr	2,433,091 ↑ 134,533
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 500850	2%	₹162 Cr	2,393,428 ↑ 132,340
BSE Ltd (Financial Services) Equity, Since 31 Mar 24 \| BSE	2%	₹162 Cr	361,854
Coforge Ltd (Technology) Equity, Since 30 Jun 23 \| COFORGE	2%	₹161 Cr	211,198 ↑ 11,677

9. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a CAGR/Annualized return of 11.6% since its launch. Ranked 24 in Sectoral category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% .

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund Growth
Launch Date	21 Nov 07
NAV (20 Dec 24)	₹65.03 ↓ -1.64 (-2.46 %)
Net Assets (Cr)	₹1,609 on 30 Nov 24
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.34
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,944
30 Nov 21	₹17,704
30 Nov 22	₹19,016
30 Nov 23	₹25,368
30 Nov 24	₹37,543

Invesco India Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.1%
3 Month	-4.4%
6 Month	-2.9%
1 Year	40.5%
3 Year	29.4%
5 Year	30.4%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	51.1%
2022	2.3%
2021	55.4%
2020	16.2%
2019	6.1%
2018	-15.8%
2017	48.1%
2016	0.8%
2015	-2.6%
2014	83.6%

Fund Manager information for Invesco India Infrastructure Fund

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.25 Yr.

Data below for Invesco India Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	56.52%
Utility	11.52%
Consumer Cyclical	8.49%
Basic Materials	7.34%
Health Care	4.32%
Technology	3.12%
Energy	2.91%
Financial Services	2.16%
Communication Services	1.03%
Real Estate	0.96%

Asset Allocation

Asset Class	Value
Cash	1.62%
Equity	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹91 Cr	252,200
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 22 \| 532898	5%	₹76 Cr	2,358,718 ↓ -120,140
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 Jan 24 \| JYOTICNC	4%	₹58 Cr	550,844
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 21 \| 500400	3%	₹49 Cr	1,114,602
Bharat Electronics Ltd (Industrials) Equity, Since 30 Nov 17 \| BEL	3%	₹49 Cr	1,717,480
BEML Ltd (Industrials) Equity, Since 31 May 23 \| 500048	3%	₹48 Cr	119,030 ↑ 13,116
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500547	3%	₹46 Cr	1,488,731 ↑ 137,646
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Dec 23 \| SOLARINDS	3%	₹46 Cr	44,721 ↑ 1,032
Thermax Ltd (Industrials) Equity, Since 30 Jun 21 \| THERMAX	3%	₹45 Cr	90,576 ↓ -5,245
NTPC Ltd (Utilities) Equity, Since 31 Dec 23 \| 532555	3%	₹44 Cr	1,080,899 ↓ -153,220

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.8% since its launch. Ranked 13 in Sectoral category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (20 Dec 24)	₹348.628 ↓ -7.29 (-2.05 %)
Net Assets (Cr)	₹7,557 on 30 Nov 24
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	1.91
Information Ratio	1.68
Alpha Ratio	8.88
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,260
30 Nov 21	₹16,259
30 Nov 22	₹18,783
30 Nov 23	₹26,243
30 Nov 24	₹37,469

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.2%
3 Month	-7.1%
6 Month	-3.7%
1 Year	32.8%
3 Year	32.4%
5 Year	30.3%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%
2014	50.8%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.53 Yr.
Rahul Modi	19 Aug 24	0.28 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	46.35%
Utility	13.69%
Basic Materials	10.09%
Communication Services	7.57%
Energy	6.07%
Real Estate	3.74%
Consumer Cyclical	3.17%
Technology	3%
Health Care	2.26%
Financial Services	1.54%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.3%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	10%	₹745 Cr	2,000,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| NTPC	6%	₹473 Cr	13,000,000 ↑ 500,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	6%	₹459 Cr	3,550,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹423 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| ULTRACEMCO	4%	₹302 Cr	270,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	4%	₹295 Cr	492,204 ↓ -56,512
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| SIEMENS	4%	₹265 Cr	350,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	3%	₹263 Cr	1,800,000
Cyient DLM Ltd (Technology) Equity, Since 31 Jul 23 \| CYIENTDLM	3%	₹218 Cr	3,114,722
Container Corporation of India Ltd (Industrials) Equity, Since 31 Aug 22 \| CONCOR	3%	₹207 Cr	2,500,000

11. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 12.6% since its launch. Ranked 1 in Sectoral category. Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (20 Dec 24)	₹51.49 ↓ -1.34 (-2.54 %)
Net Assets (Cr)	₹1,798 on 30 Nov 24
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	2.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,729
30 Nov 21	₹17,109
30 Nov 22	₹18,111
30 Nov 23	₹24,857
30 Nov 24	₹37,271

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.7%
3 Month	-7.3%
6 Month	-3.5%
1 Year	44.3%
3 Year	30.3%
5 Year	30.2%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%
2014	43.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	0.85 Yr.
Ritika Behera	7 Oct 23	1.15 Yr.
Gaurav Satra	7 Jun 24	0.48 Yr.

Data below for IDFC Infrastructure Fund as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	57.96%
Basic Materials	11.38%
Utility	11.18%
Communication Services	4.06%
Energy	3.39%
Technology	3.32%
Financial Services	3.3%
Consumer Cyclical	2.89%
Health Care	1.59%

Asset Allocation

Asset Class	Value
Cash	0.93%
Equity	99.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹86 Cr	443,385
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹65 Cr	4,797,143 ↑ 54,576
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	3%	₹62 Cr	171,447
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	3%	₹60 Cr	452,706
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹60 Cr	434,979
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹54 Cr	12,400,122 ↑ 199,904
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 30 Apr 15 \| AHLUCONT	3%	₹50 Cr	470,125
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹47 Cr	475,362
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	3%	₹47 Cr	289,163
H.G. Infra Engineering Ltd Ordinary Shares (Industrials) Equity, Since 28 Feb 18 \| HGINFRA	2%	₹44 Cr	321,984

निष्कर्ष

गुंतवणुकीचे निर्णय घेताना, तुमच्यासाठी उपलब्ध पर्यायांची ठोस माहिती असणे महत्त्वाचे आहे. ईटीएफ आणि म्युच्युअल फंडांमध्ये गुंतवणूक केल्याने वैविध्यपूर्ण पोर्टफोलिओ मिळू शकतो, परंतु तुमच्या आर्थिक उद्दिष्टांचे मूल्यांकन करणे महत्त्वाचे आहे,धोका सहनशीलता, आणि गुंतवणुकीचे कोणतेही निर्णय घेण्यापूर्वी वेळ क्षितिज. योग्य मार्गदर्शन किंवा व्यावसायिक समर्थनाशिवाय, गुंतवणुकीच्या जटिल जगात नेव्हिगेट करणे आव्हानात्मक असू शकते.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.