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बचत आणि गुंतवणूक यातील प्रमुख फरक
संतुलित आर्थिक योजना तयार करण्यासाठी 50-20-30 नियम वापरा
बचत करण्यापेक्षा गुंतवणूक का बरी
2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड
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बचत आणि गुंतवणूक यातील फरक

Updated on November 1, 2024 , 1096 views

आजच्या जगात, आर्थिक सुरक्षितता मिळवण्यासाठी बचत आणि गुंतवणुकीच्या मूलभूत गोष्टी समजून घेणे आवश्यक आहे. तुमच्या आर्थिक बाबतीत स्मार्ट निर्णय घेऊन तुम्ही तुमचे आणि तुमच्या कुटुंबासाठी एक सुरक्षित भविष्य निर्माण करू शकता. या मार्गदर्शकाचे उद्दिष्ट बचत आणि गुंतवणुकी तसेच काही मूलभूत तत्त्वे सादर करणे आहेआर्थिक नियोजन. आम्ही विविध प्रकारच्या गुंतवणूक वाहनांची चर्चा करू, कसे करावेपैसे वाचवा, बजेट तंत्र,निवृत्ती नियोजन धोरणे, आणि अधिक. हातात योग्य ज्ञान असल्यास, जेव्हा गुंतवणूक करण्याची किंवा निवृत्तीची योजना करण्याची वेळ येते तेव्हा तुम्ही माहितीपूर्ण निर्णय घेऊ शकता.

प्रभावी आर्थिक धोरणासाठी सर्व पैलूंचा विचार करणारा सर्वांगीण दृष्टिकोन आवश्यक आहेवैयक्तिक वित्त, कर आकारणी नियमांसह,विमा धोरणे, इस्टेट नियोजन विचार, कर्ज व्यवस्थापन समस्या आणि कालांतराने शाश्वत संपत्ती निर्माण करण्याशी संबंधित इतर घटक.गुंतवणूक करत आहे हुशारीने आता भविष्यात अधिक परतावा मिळू शकतो, त्यामुळे बचत आणि योग्यरित्या गुंतवणूक करण्याबद्दल जाणून घेण्यासाठी आत्ताच वेळ काढा!

बचत आणि गुंतवणूक यातील प्रमुख फरक

बचत आणि गुंतवणूक या दोन वेगळ्या आर्थिक संज्ञा आहेत ज्यांचा वापर लोक सहसा परस्पर बदलून करतात. तथापि, बचत आणि गुंतवणुकीमधील मुख्य फरक समजून घेणे आवश्यक आहे, कारण ते भिन्न हेतू पूर्ण करतात. बचतीमध्ये भविष्यातील वापरासाठी पैसे सुरक्षित ठिकाणी ठेवून बाजूला ठेवणे समाविष्ट आहे जसे की अबँक खातेमुदत ठेव किंवा इतर सुरक्षित गुंतवणूक. दुसरीकडे, गुंतवणुकीत, सारख्या साधनांमध्ये पैसे घालणे समाविष्ट आहेम्युच्युअल फंड, सोने, साठा,ईटीएफ, इत्यादी, अतिरिक्त निर्माण करण्याच्या उद्दिष्टासहउत्पन्न किंवाभांडवल कालांतराने नफा होतो.

बचत आणि गुंतवणूक यातील महत्त्वाचा फरक म्हणजे बचत केल्याने तुम्हाला खूप कमी परतावा मिळतो आणि कमी जोखीम असते. गुंतवणुकीत जोखीम असू शकते परंतु संभाव्यत: जास्त परतावा मिळू शकतो. या व्यतिरिक्त, बचतींमध्ये सुरक्षिततेची हमी असते, तर गुंतवणुकीत आणखी काही गोष्टींचा समावेश असू शकतोअस्थिरता अवलंबूनबाजार परिस्थिती. शेवटी, तुमच्या गरजा आणि उद्दिष्टांसाठी कोणत्या प्रकारचा क्रियाकलाप सर्वात योग्य आहे हे ठरवताना तुम्ही किती धोका पत्करण्यास तयार आहात हे तुमच्यावर अवलंबून आहे.

बचत	गुंतवणूक करत आहे
तुम्ही तुमची अल्पकालीन उद्दिष्टे पूर्ण करू शकता आणि सर्व अनियोजित खर्च व्यवस्थापित करू शकता	तुम्ही संपत्ती निर्माण करू शकता आणि एपोर्टफोलिओ, तुम्ही गुंतवणूक करत असलेल्या भांडवलाचे कौतुक करा
हे अल्पकालीन नफ्यासाठी आदर्श आहे	हे दीर्घकालीन नफ्यासाठी आदर्श आहे कारण ते सकारात्मक परतावा देते
तुम्हाला उच्च मूल्याचे परतावा देत नाही	तुम्ही योग्य गुंतवणुकीच्या धोरणांचे पालन करत असाल तर ते तुम्हाला प्रचंड परतावा मिळविण्यात मदत करते
पैसे वाचवण्यामध्ये कोणताही धोका नाही	हे बाजाराच्या जोखमीच्या अधीन आहे आणि जर तुम्ही बाजारातील ट्रेंड आणि विश्लेषणाचे पालन करत नसाल तर त्यात नुकसान समाविष्ट असू शकते
तुम्ही ठेवींचे प्रमाणपत्र, पैसे कमावणारी साधने आणि उघडणे वापरून तुमचे पैसे वाचवू शकताबचत खाते	तुम्ही शेअर्समध्ये गुंतवणूक करू शकता,बंध, ETFs आणि म्युच्युअल फंड गुंतवणूक पोर्टफोलिओ तयार करण्यासाठी

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संतुलित आर्थिक योजना तयार करण्यासाठी 50-20-30 नियम वापरा

एक संतुलित तयार करणेआर्थिक योजना बचत विरुद्ध गुंतवणूक गुणोत्तराचा विचार करणे आवश्यक आहे. बचत आणि गुंतवणूक या दोन्ही वैयक्तिक फायनान्सचे अविभाज्य पैलू आहेत आणि दीर्घकालीन आर्थिक स्थैर्य प्राप्त करण्यासाठी दोघांमध्ये समतोल राखणे महत्त्वाचे आहे. दर महिन्याला तुमच्या उत्पन्नातील किती बचत आणि गुंतवणुकीसाठी तुम्ही वाटप केले पाहिजे हे निर्धारित करण्याचा गुणोत्तर हा एक मार्ग आहे.

नियम सुचवतो की तुम्ही तुमची कर-पश्चात उत्पन्न तीन श्रेणींमध्ये विभागली पाहिजे:

गरजा (50%): या श्रेणीमध्ये भाडे, कर्ज, उपयुक्तता, किराणा सामान, वाहतूक आणि विमा यासारखे सर्व आवश्यक खर्च समाविष्ट आहेत जे तुम्ही प्रत्येक महिन्याला भरावे लागतील.
बचत आणि कर्ज कपात (२०%): या श्रेणीमध्ये तुम्ही दीर्घकालीन उद्दिष्टांसाठी बाजूला ठेवलेल्या कोणत्याही पैशाचा समावेश होतो, जसे की सेवानिवृत्ती बचत किंवा कर्ज फेडणे. ही श्रेणी तुमची "आर्थिक उशी" म्हणूनही ओळखली जाते कारण ती तुम्हाला आपत्कालीन परिस्थितीत सुरक्षा जाळी तयार करण्यात मदत करते.
पाहिजे (३०%): या वर्गवारीमध्ये तुम्ही निवडलेल्या कोणत्याही विवेकी खर्चाचा समावेश होतो, जसे की बाहेर खाणे, मनोरंजन, प्रवास करणे किंवा छंद.

50-20-30 नियमांचे पालन केल्याने तुम्हाला एक संतुलित आर्थिक योजना तयार करण्यात मदत होऊ शकते जी तुम्हाला तुमच्या अत्यावश्यक गरजा पूर्ण करण्यास, भविष्यासाठी बचत करण्यास आणि जास्त खर्च न करता जीवन आनंददायक बनवणाऱ्या काही गोष्टींचा आनंद घेऊ देते. तथापि, हे लक्षात ठेवणे महत्त्वाचे आहे की ही फक्त एक मार्गदर्शक तत्त्वे आहे आणि तुम्ही ती तुमच्या स्वतःच्या अनन्य आर्थिक परिस्थिती आणि प्राधान्यक्रमांशी जुळण्यासाठी समायोजित केली पाहिजे.

बचत करण्यापेक्षा गुंतवणूक का बरी

गुंतवणुकीमुळे अनेक फायदे मिळतात जे पारंपारिक बचत खात्यांमध्ये नसतात, ज्यामुळे तो वैयक्तिक वित्ताचा एक महत्त्वाचा पैलू बनतो. गुंतवणुकीचा एक मोठा फायदा म्हणजे बचत खात्यांपेक्षा जास्त परतावा मिळण्याची शक्यता आहे कारण स्टॉक, म्युच्युअल फंड आणिरिअल इस्टेट कालांतराने मूल्य वाढू शकते. या मालमत्तेत गुंतवणूक करून, व्यक्ती बचत खात्यांद्वारे ऑफर केलेल्या व्याजदरांपेक्षा जास्त परतावा मिळवू शकतात. गुंतवणुकीचा आणखी एक फायदा म्हणजे संपत्ती वाढवण्याची क्षमताकंपाउंडिंग, जिथे परतावा अधिक परतावा निर्माण करण्यासाठी पुन्हा गुंतवला जातो.

हे व्यक्तींना त्यांचे दीर्घकालीन साध्य करण्यात मदत करतेआर्थिक उद्दिष्टे, जसे निवृत्तीसाठी बचत करणे किंवा घर खरेदी करणे. याव्यतिरिक्त, गुंतवणुकीमुळे वैविध्यता येते, जी विविध क्षेत्रांमध्ये आणि उद्योगांमध्ये गुंतवणुकीचा प्रसार करून जोखीम कमी करण्यास मदत करू शकते. एकूणच, समजून घेऊनगुंतवणुकीचे फायदे आणि माहितीपूर्ण गुंतवणुकीचे निर्णय घेऊन व्यक्ती त्यांचे आर्थिक उद्दिष्ट साध्य करू शकतात आणि त्यांचे आर्थिक भविष्य सुरक्षित करू शकतात.

2023 मध्ये गुंतवणूक करण्यासाठी सर्वोत्तम म्युच्युअल फंड

म्युच्युअल फंडात गुंतवणूक कालांतराने तुमचे पैसे वाढवण्याचा हा एक उत्तम मार्ग आहे. जसजसे बाजार वाढतात आणि घसरतात तसतसे, म्युच्युअल फंडासारख्या गुंतवणुकीचा समावेश असलेल्या वैविध्यपूर्ण पोर्टफोलिओमुळे बाजारातील मंदीच्या काळात तुम्हाला होणारे नुकसान कमी होण्यास मदत होते. 2023 साठी खालील काही टॉप-रेट केलेले म्युच्युअल फंड आहेत ज्यांचा तुम्ही गुंतवणूक करण्यासाठी विचार केला पाहिजे:

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Motilal Oswal Midcap 30 Fund Growth	₹102.968 ↓ -0.82	₹18,604	500	2.6	24.2	66.1	33.6	31.3	41.7
Kotak Small Cap Fund Growth	₹276.704 ↑ 2.74	₹18,287	1,000	-0.2	18.8	43.9	19.6	31.1	34.8
ICICI Prudential Infrastructure Fund Growth	₹191.55 ↑ 1.53	₹6,424	100	-3.4	9.6	56.2	33.2	30.9	44.6
L&T Emerging Businesses Fund Growth	₹87.1272 ↑ 1.52	₹17,306	500	-0.4	14.7	42.6	26.5	30.5	46.1
DSP BlackRock Small Cap Fund Growth	₹196.999 ↑ 3.20	₹16,705	500	0.8	16.2	39.7	22.9	30.4	41.2
Invesco India Infrastructure Fund Growth	₹64.37 ↑ 0.57	₹1,666	500	-6.5	10.4	60.4	27.5	30	51.1
Nippon India Power and Infra Fund Growth	₹352.825 ↑ 3.01	₹7,863	100	-7.1	8	55.9	31.3	29.9	58
IDFC Infrastructure Fund Growth	₹52.207 ↑ 0.59	₹1,906	100	-9.2	11.7	64.9	29.1	29.8	50.3
BOI AXA Manufacturing and Infrastructure Fund Growth	₹56.35 ↑ 0.52	₹529	1,000	-4.2	9.7	50.1	26.5	29.7	44.7
SBI Healthcare Opportunities Fund Growth	₹423.835 ↑ 6.20	₹3,346	500	10.7	22.3	57.5	24.1	29.5	38.2
Edelweiss Mid Cap Fund Growth	₹97.599 ↓ -0.08	₹7,755	500	1.3	20.2	57.3	24.6	29.5	38.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

*यादीसर्वोत्तम म्युच्युअल फंड SIPच्या निव्वळ मालमत्ता/ AUM पेक्षा जास्त आहे200 कोटी म्युच्युअल फंडाच्या इक्विटी श्रेणीमध्ये 5 वर्षांच्या कॅलेंडर वर्षाच्या परताव्याच्या आधारे ऑर्डर केले जाते.

1. Motilal Oswal Midcap 30 Fund

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.4% since its launch. Ranked 27 in Mid Cap category. Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% .

Below is the key information for Motilal Oswal Midcap 30 Fund

Motilal Oswal Midcap 30 Fund Growth
Launch Date	24 Feb 14
NAV (31 Oct 24)	₹102.968 ↓ -0.82 (-0.79 %)
Net Assets (Cr)	₹18,604 on 30 Sep 24
Category	Equity - Mid Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	0.66
Sharpe Ratio	3.44
Information Ratio	1.23
Alpha Ratio	22.5
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,551
31 Oct 21	₹16,394
31 Oct 22	₹19,861
31 Oct 23	₹23,514
31 Oct 24	₹39,059

Motilal Oswal Midcap 30 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Motilal Oswal Midcap 30 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-4.3%
3 Month	2.6%
6 Month	24.2%
1 Year	66.1%
3 Year	33.6%
5 Year	31.3%
10 Year
15 Year
Since launch	24.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	41.7%
2022	10.7%
2021	55.8%
2020	9.3%
2019	9.7%
2018	-12.7%
2017	30.8%
2016	5.2%
2015	16.5%
2014

Fund Manager information for Motilal Oswal Midcap 30 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0 Yr.
Niket Shah	1 Jul 20	4.25 Yr.
Santosh Singh	1 Oct 24	0 Yr.
Rakesh Shetty	22 Nov 22	1.86 Yr.
Sunil Sawant	1 Jul 24	0.25 Yr.

Data below for Motilal Oswal Midcap 30 Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	22.85%
Technology	20.91%
Consumer Cyclical	17.5%
Financial Services	8.81%
Health Care	4.47%
Basic Materials	3.7%
Real Estate	2.73%

Asset Allocation

Asset Class	Value
Cash	19.02%
Equity	80.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| KALYANKJIL	10%	₹1,855 Cr	25,400,000 ↑ 400,000
Polycab India Ltd (Industrials) Equity, Since 30 Sep 23 \| POLYCAB	10%	₹1,774 Cr	2,550,000 ↑ 450,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Aug 23 \| JIOFIN	9%	₹1,640 Cr	46,773,159 ↑ 13,873,159
Coforge Ltd (Technology) Equity, Since 31 Mar 23 \| COFORGE	8%	₹1,579 Cr	2,250,000 ↑ 650,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	8%	₹1,472 Cr	2,700,000 ↓ -13,800
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 31 Jul 20 \| TIINDIA	6%	₹1,070 Cr	2,467,811 ↑ 217,811
Voltas Ltd (Industrials) Equity, Since 31 Oct 17 \| VOLTAS	5%	₹923 Cr	5,000,000
Balkrishna Industries Ltd (Consumer Cyclical) Equity, Since 28 Feb 23 \| BALKRISIND	4%	₹717 Cr	2,350,000 ↑ 124,002
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Apr 23 \| 543320	4%	₹683 Cr	25,000,000 ↓ -500,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 24 \| MAXHEALTH	3%	₹540 Cr	5,481,171 ↑ 981,171

2. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch. Ranked 23 in Small Cap category. Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (31 Oct 24)	₹276.704 ↑ 2.74 (1.00 %)
Net Assets (Cr)	₹18,287 on 30 Sep 24
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.67
Sharpe Ratio	2.26
Information Ratio	-0.55
Alpha Ratio	7.28
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,349
31 Oct 21	₹22,656
31 Oct 22	₹23,119
31 Oct 23	₹26,953
31 Oct 24	₹38,783

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-4.1%
3 Month	-0.2%
6 Month	18.8%
1 Year	43.9%
3 Year	19.6%
5 Year	31.1%
10 Year
15 Year
Since launch	18.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%
2015	7.4%
2014	74%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	0.95 Yr.

Data below for Kotak Small Cap Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	33.42%
Consumer Cyclical	20.77%
Basic Materials	14.45%
Health Care	12.7%
Financial Services	3.67%
Real Estate	3.63%
Consumer Defensive	3.17%
Communication Services	2.54%
Technology	2.1%

Asset Allocation

Asset Class	Value
Cash	3.55%
Equity	96.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	3%	₹597 Cr	3,174,852
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	3%	₹570 Cr	3,559,792
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| 532548	3%	₹565 Cr	6,353,571
Blue Star Ltd (Industrials) Equity, Since 31 May 18 \| BLUESTARCO	3%	₹540 Cr	2,616,673 ↓ -240,679
Ratnamani Metals & Tubes Ltd (Basic Materials) Equity, Since 31 Jan 18 \| RATNAMANI	3%	₹487 Cr	1,328,764
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	2%	₹451 Cr	8,096,930
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| 543358	2%	₹434 Cr	2,596,496
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| 543350	2%	₹422 Cr	4,397,621 ↑ 9,120
Alembic Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jan 22 \| APLLTD	2%	₹413 Cr	3,427,766
Carborundum Universal Ltd (Industrials) Equity, Since 30 Jun 18 \| CARBORUNIV	2%	₹407 Cr	2,718,155

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 16.7% since its launch. Ranked 27 in Sectoral category. Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (31 Oct 24)	₹191.55 ↑ 1.53 (0.81 %)
Net Assets (Cr)	₹6,424 on 30 Sep 24
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.22
Sharpe Ratio	3.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,153
31 Oct 21	₹16,225
31 Oct 22	₹19,329
31 Oct 23	₹24,564
31 Oct 24	₹38,379

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-5.4%
3 Month	-3.4%
6 Month	9.6%
1 Year	56.2%
3 Year	33.2%
5 Year	30.9%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.6%
2022	28.8%
2021	50.1%
2020	3.6%
2019	2.6%
2018	-14%
2017	40.8%
2016	2%
2015	-3.4%
2014	56.2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	7.33 Yr.
Sharmila D’mello	30 Jun 22	2.26 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	31.81%
Basic Materials	19.74%
Financial Services	19.22%
Utility	11.96%
Energy	5.54%
Consumer Cyclical	1.41%
Real Estate	1.27%
Communication Services	0.82%

Asset Allocation

Asset Class	Value
Cash	7.51%
Equity	91.77%
Debt	0.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹441 Cr	1,199,683 ↑ 83,564
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹293 Cr	6,615,698 ↓ -2,550,000
JM Financial Ltd (Financial Services) Equity, Since 31 Oct 21 \| JMFINANCIL	4%	₹262 Cr	17,363,241 ↑ 1,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	4%	₹253 Cr	1,990,000 ↓ -210,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹241 Cr	1,390,000 ↓ -220,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	4%	₹233 Cr	1,702,912 ↓ -55,364
NCC Ltd (Industrials) Equity, Since 31 Aug 21 \| NCC	3%	₹184 Cr	6,100,157
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 24 \| 532978	3%	₹179 Cr	905,683 ↓ -8,000
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹178 Cr	67,622
Nuvoco Vista Corp Ltd (Basic Materials) Equity, Since 28 Feb 23 \| 543334	3%	₹176 Cr	4,887,713

4. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 23% since its launch. Ranked 2 in Small Cap category. Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund Growth
Launch Date	12 May 14
NAV (31 Oct 24)	₹87.1272 ↑ 1.52 (1.77 %)
Net Assets (Cr)	₹17,306 on 30 Sep 24
Category	Equity - Small Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.73
Sharpe Ratio	2
Information Ratio	0.27
Alpha Ratio	0.52
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,544
31 Oct 21	₹18,715
31 Oct 22	₹20,605
31 Oct 23	₹26,571
31 Oct 24	₹37,901

L&T Emerging Businesses Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-2.6%
3 Month	-0.4%
6 Month	14.7%
1 Year	42.6%
3 Year	26.5%
5 Year	30.5%
10 Year
15 Year
Since launch	23%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	46.1%
2022	1%
2021	77.4%
2020	15.5%
2019	-8.1%
2018	-13.7%
2017	66.5%
2016	10.2%
2015	12.3%
2014

Fund Manager information for L&T Emerging Businesses Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	4.79 Yr.
Cheenu Gupta	1 Oct 23	1 Yr.
Sonal Gupta	1 Oct 23	1 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	32.47%
Consumer Cyclical	15.46%
Basic Materials	13.32%
Financial Services	12.83%
Technology	8.01%
Real Estate	5.56%
Health Care	3.49%
Consumer Defensive	3.47%
Energy	1.41%

Asset Allocation

Asset Class	Value
Cash	1.98%
Equity	98.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Apar Industries Ltd (Industrials) Equity, Since 31 Mar 17 \| APARINDS	3%	₹482 Cr	505,400 ↓ -130,000
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 30 Sep 22 \| 500040	3%	₹458 Cr	1,607,279
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 17 \| 500251	3%	₹440 Cr	580,400
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Jul 19 \| 532929	2%	₹410 Cr	2,891,084 ↓ -138,011
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹396 Cr	2,473,042 ↓ -100,000
Neuland Laboratories Limited Equity, Since 31 Jan 24 \| -	2%	₹348 Cr	281,022 ↓ -20,000
NCC Ltd (Industrials) Equity, Since 28 Feb 21 \| NCC	2%	₹341 Cr	11,291,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jul 20 \| DIXON	2%	₹329 Cr	238,273
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 28 Feb 15 \| KPRMILL	2%	₹314 Cr	3,286,897
Supreme Petrochem Ltd (Basic Materials) Equity, Since 30 Sep 16 \| SPLPETRO	2%	₹309 Cr	3,565,768

5. DSP BlackRock Small Cap Fund

(Erstwhile DSP BlackRock Micro Cap Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Small Cap Fund is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.7% since its launch. Ranked 7 in Small Cap category. Return for 2023 was 41.2% , 2022 was 0.5% and 2021 was 58.9% .

Below is the key information for DSP BlackRock Small Cap Fund

DSP BlackRock Small Cap Fund Growth
Launch Date	14 Jun 07
NAV (31 Oct 24)	₹196.999 ↑ 3.20 (1.65 %)
Net Assets (Cr)	₹16,705 on 30 Sep 24
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.86
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,638
31 Oct 21	₹20,307
31 Oct 22	₹21,585
31 Oct 23	₹27,015
31 Oct 24	₹37,727

DSP BlackRock Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for DSP BlackRock Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-3.3%
3 Month	0.8%
6 Month	16.2%
1 Year	39.7%
3 Year	22.9%
5 Year	30.4%
10 Year
15 Year
Since launch	18.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	41.2%
2022	0.5%
2021	58.9%
2020	33.1%
2019	0.7%
2018	-25.5%
2017	42.8%
2016	12.7%
2015	20.4%
2014	101.8%

Fund Manager information for DSP BlackRock Small Cap Fund

Name	Since	Tenure
Vinit Sambre	21 Jun 10	14.29 Yr.
Resham Jain	16 Mar 18	6.55 Yr.

Data below for DSP BlackRock Small Cap Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	32.87%
Basic Materials	18.91%
Industrials	17.95%
Health Care	8.38%
Consumer Defensive	7.45%
Financial Services	4.13%
Technology	3.14%
Communication Services	1.07%
Utility	0.21%

Asset Allocation

Asset Class	Value
Cash	5.89%
Equity	94.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	4%	₹616 Cr	7,937,996
eClerx Services Ltd (Technology) Equity, Since 28 Feb 18 \| ECLERX	3%	₹525 Cr	1,746,352
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 532144	3%	₹483 Cr	6,296,696 ↓ -100,000
Suprajit Engineering Ltd (Consumer Cyclical) Equity, Since 30 Jun 14 \| SUPRAJIT	3%	₹480 Cr	9,260,495 ↓ -99,109
Triveni Engineering & Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| 532356	3%	₹435 Cr	9,143,737
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| 543306	2%	₹411 Cr	3,538,190
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹400 Cr	2,500,000 ↓ -335,306
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹399 Cr	10,000,000 ↓ -1,568,344
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| 523025	2%	₹383 Cr	1,629,601
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 14 \| 524494	2%	₹351 Cr	2,341,299

6. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a CAGR/Annualized return of 11.6% since its launch. Ranked 24 in Sectoral category. Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% .

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund Growth
Launch Date	21 Nov 07
NAV (31 Oct 24)	₹64.37 ↑ 0.57 (0.89 %)
Net Assets (Cr)	₹1,666 on 30 Sep 24
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.34
Sharpe Ratio	2.95
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,711
31 Oct 21	₹17,938
31 Oct 22	₹18,879
31 Oct 23	₹23,183
31 Oct 24	₹37,187

Invesco India Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-6.1%
3 Month	-6.5%
6 Month	10.4%
1 Year	60.4%
3 Year	27.5%
5 Year	30%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	51.1%
2022	2.3%
2021	55.4%
2020	16.2%
2019	6.1%
2018	-15.8%
2017	48.1%
2016	0.8%
2015	-2.6%
2014	83.6%

Fund Manager information for Invesco India Infrastructure Fund

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.08 Yr.

Data below for Invesco India Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	54%
Utility	12.76%
Consumer Cyclical	9.08%
Basic Materials	7.62%
Health Care	4.53%
Technology	3.31%
Energy	3%
Financial Services	2.19%
Real Estate	1.08%
Communication Services	1.04%

Asset Allocation

Asset Class	Value
Cash	1.39%
Equity	98.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	6%	₹93 Cr	252,200
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 22 \| 532898	5%	₹87 Cr	2,478,858 ↓ -464,922
Jyoti CNC Automation Ltd (Industrials) Equity, Since 31 Jan 24 \| JYOTICNC	4%	₹63 Cr	550,844
NTPC Ltd (Utilities) Equity, Since 31 Dec 23 \| 532555	3%	₹55 Cr	1,234,119
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 21 \| 500400	3%	₹54 Cr	1,114,602
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Dec 23 \| SOLARINDS	3%	₹50 Cr	43,689
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Jan 23 \| 500547	3%	₹50 Cr	1,351,085
Suzlon Energy Ltd (Industrials) Equity, Since 31 Aug 23 \| SUZLON	3%	₹49 Cr	6,152,057 ↓ -349,033
Bharat Electronics Ltd (Industrials) Equity, Since 30 Nov 17 \| BEL	3%	₹49 Cr	1,717,480 ↑ 322,266
Thermax Ltd (Industrials) Equity, Since 30 Jun 21 \| THERMAX	3%	₹49 Cr	95,821 ↓ -10,274

7. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 19% since its launch. Ranked 13 in Sectoral category. Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (31 Oct 24)	₹352.825 ↑ 3.01 (0.86 %)
Net Assets (Cr)	₹7,863 on 30 Sep 24
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	3.08
Information Ratio	1.62
Alpha Ratio	7.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,028
31 Oct 21	₹16,311
31 Oct 22	₹18,118
31 Oct 23	₹23,696
31 Oct 24	₹36,933

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-7.3%
3 Month	-7.1%
6 Month	8%
1 Year	55.9%
3 Year	31.3%
5 Year	29.9%
10 Year
15 Year
Since launch	19%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%
2014	50.8%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.36 Yr.
Rahul Modi	19 Aug 24	0.12 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	42.3%
Utility	17.06%
Basic Materials	10.26%
Communication Services	7.78%
Energy	7.14%
Real Estate	4.78%
Consumer Cyclical	3.83%
Technology	3.22%
Health Care	2.29%

Asset Allocation

Asset Class	Value
Cash	1.35%
Equity	98.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	9%	₹735 Cr	2,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	7%	₹561 Cr	1,900,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	7%	₹554 Cr	12,500,000 ↑ 1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	6%	₹444 Cr	2,600,000 ↑ 100,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	5%	₹367 Cr	675,741 ↓ -253,946
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹319 Cr	270,000
Bosch Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| 500530	4%	₹301 Cr	80,000 ↓ -20,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	3%	₹270 Cr	1,800,000
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹254 Cr	350,000
Container Corporation of India Ltd (Industrials) Equity, Since 31 Aug 22 \| CONCOR	3%	₹230 Cr	2,500,000

8. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 1 in Sectoral category. Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (31 Oct 24)	₹52.207 ↑ 0.59 (1.15 %)
Net Assets (Cr)	₹1,906 on 30 Sep 24
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	3.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,539
31 Oct 21	₹17,121
31 Oct 22	₹17,400
31 Oct 23	₹22,341
31 Oct 24	₹36,843

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-7.1%
3 Month	-9.2%
6 Month	11.7%
1 Year	64.9%
3 Year	29.1%
5 Year	29.8%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%
2014	43.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	0.69 Yr.
Ritika Behera	7 Oct 23	0.99 Yr.
Gaurav Satra	7 Jun 24	0.32 Yr.

Data below for IDFC Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	52.47%
Utility	10.82%
Basic Materials	10.6%
Communication Services	6.43%
Energy	3.99%
Consumer Cyclical	3.87%
Financial Services	3.58%
Technology	2.29%
Health Care	1.41%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| 500241	4%	₹80 Cr	443,385 ↑ 8,933
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| 533761	4%	₹77 Cr	4,384,900 ↑ 1,145,000
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	4%	₹70 Cr	12,200,218 ↑ 1,724,925
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| 500325	3%	₹68 Cr	226,353 ↑ 65,263
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| 532921	3%	₹64 Cr	434,979
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| 500510	3%	₹64 Cr	171,447
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 30 Apr 15 \| AHLUCONT	3%	₹60 Cr	470,125 ↑ 38,887
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Dec 23 \| 534816	3%	₹57 Cr	1,252,522 ↓ -58,513
H.G. Infra Engineering Ltd Ordinary Shares (Industrials) Equity, Since 28 Feb 18 \| HGINFRA	3%	₹50 Cr	321,984 ↑ 190,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| 532454	2%	₹46 Cr	289,163

9. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a CAGR/Annualized return of 12.5% since its launch. Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% .

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (31 Oct 24)	₹56.35 ↑ 0.52 (0.93 %)
Net Assets (Cr)	₹529 on 30 Sep 24
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.57
Sharpe Ratio	3.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,684
31 Oct 21	₹18,155
31 Oct 22	₹19,583
31 Oct 23	₹24,472
31 Oct 24	₹36,734

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-6.2%
3 Month	-4.2%
6 Month	9.7%
1 Year	50.1%
3 Year	26.5%
5 Year	29.7%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	44.7%
2022	3.3%
2021	52.5%
2020	28.1%
2019	2.5%
2018	-22.8%
2017	56%
2016	1%
2015	0.3%
2014	54.1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	2.01 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Industrials	25.87%
Basic Materials	22.14%
Consumer Cyclical	11.9%
Energy	9.98%
Utility	7.12%
Health Care	4.43%
Consumer Defensive	4.27%
Technology	4.24%
Communication Services	3.68%
Real Estate	1.7%

Asset Allocation

Asset Class	Value
Cash	4.66%
Equity	95.32%
Debt	0.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	6%	₹34 Cr	773,906 ↑ 120,610
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	5%	₹25 Cr	68,525
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	5%	₹24 Cr	477,680 ↑ 44,758
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹18 Cr	60,873 ↓ -25,244
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Oct 22 \| 500312	3%	₹15 Cr	499,508
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jan 24 \| 534816	3%	₹15 Cr	375,411 ↓ -50,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	2%	₹13 Cr	23,073
Senco Gold Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| SENCO	2%	₹13 Cr	90,994 ↑ 19,140
Sterling and Wilson Renewable Energy Ltd (Technology) Equity, Since 31 Mar 24 \| SWSOLAR	2%	₹12 Cr	201,018 ↑ 45,000
PCBL Ltd (Basic Materials) Equity, Since 31 Jul 24 \| PCBL	2%	₹12 Cr	200,000 ↓ -85,965

10. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 34 in Sectoral category. Return for 2023 was 38.2% , 2022 was -6% and 2021 was 20.1% .

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund Growth
Launch Date	31 Dec 04
NAV (31 Oct 24)	₹423.835 ↑ 6.20 (1.48 %)
Net Assets (Cr)	₹3,346 on 30 Sep 24
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	2.5
Information Ratio	0.4
Alpha Ratio	1.15
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹15,024
31 Oct 21	₹19,094
31 Oct 22	₹19,411
31 Oct 23	₹23,158
31 Oct 24	₹36,478

SBI Healthcare Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	1%
3 Month	10.7%
6 Month	22.3%
1 Year	57.5%
3 Year	24.1%
5 Year	29.5%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.2%
2022	-6%
2021	20.1%
2020	65.8%
2019	-0.5%
2018	-9.9%
2017	2.1%
2016	-14%
2015	27.1%
2014	56.8%

Fund Manager information for SBI Healthcare Opportunities Fund

Name	Since	Tenure
Tanmaya Desai	1 Jun 11	13.35 Yr.
Pradeep Kesavan	31 Dec 23	0.75 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Health Care	89.61%
Basic Materials	6.63%

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	96.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Dec 17 \| SUNPHARMA	13%	₹424 Cr	2,200,000 ↑ 100,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 31 Mar 21 \| MAXHEALTH	6%	₹197 Cr	2,000,000 ↓ -21,773
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Mar 12 \| DIVISLAB	6%	₹196 Cr	360,000
Lupin Ltd (Healthcare) Equity, Since 31 Aug 23 \| 500257	5%	₹175 Cr	800,000
Cipla Ltd (Healthcare) Equity, Since 31 Aug 16 \| 500087	5%	₹165 Cr	1,000,000
Lonza Group Ltd ADR (Healthcare) Equity, Since 31 Jan 24 \| LZAGY	5%	₹159 Cr	300,000
Poly Medicure Ltd (Healthcare) Equity, Since 31 Aug 24 \| POLYMED	4%	₹148 Cr	640,000 ↑ 1,703
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 30 Nov 22 \| 543308	4%	₹139 Cr	2,500,000
Aether Industries Ltd (Basic Materials) Equity, Since 31 May 22 \| 543534	4%	₹130 Cr	1,400,000
Jupiter Life Line Hospitals Ltd (Healthcare) Equity, Since 31 Aug 23 \| JLHL	4%	₹127 Cr	900,000

11. Edelweiss Mid Cap Fund

(Erstwhile Edelweiss Mid and Small Cap Fund )

The investment objective is to seek to generate long-term capital appreciation from a portfolio that predominantly invests in equity and equity-related securities of Mid Cap companies. However, there can be no assurance that the investment objective of the Scheme will be realised.

Edelweiss Mid Cap Fund is a Equity - Mid Cap fund was launched on 26 Dec 07. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch. Ranked 22 in Mid Cap category. Return for 2023 was 38.4% , 2022 was 2.4% and 2021 was 50.3% .

Below is the key information for Edelweiss Mid Cap Fund

Edelweiss Mid Cap Fund Growth
Launch Date	26 Dec 07
NAV (31 Oct 24)	₹97.599 ↓ -0.08 (-0.08 %)
Net Assets (Cr)	₹7,755 on 30 Sep 24
Category	Equity - Mid Cap
AMC	Edelweiss Asset Management Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.86
Sharpe Ratio	3.18
Information Ratio	0.18
Alpha Ratio	11.59
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,678
31 Oct 21	₹18,868
31 Oct 22	₹20,000
31 Oct 23	₹23,186
31 Oct 24	₹36,476

Edelweiss Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Edelweiss Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

Duration	Returns
1 Month	-4%
3 Month	1.3%
6 Month	20.2%
1 Year	57.3%
3 Year	24.6%
5 Year	29.5%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.4%
2022	2.4%
2021	50.3%
2020	26.4%
2019	5.2%
2018	-15.7%
2017	52.3%
2016	2.5%
2015	9.4%
2014	83.4%

Fund Manager information for Edelweiss Mid Cap Fund

Name	Since	Tenure
Dhruv Bhatia	14 Oct 24	0 Yr.
Trideep Bhattacharya	1 Oct 21	3 Yr.
Raj Koradia	1 Aug 24	0.17 Yr.

Data below for Edelweiss Mid Cap Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	20.1%
Industrials	18.47%
Consumer Cyclical	16.02%
Technology	11.78%
Health Care	11.46%
Basic Materials	7.98%
Real Estate	3.36%
Consumer Defensive	2.53%
Communication Services	1.98%
Utility	1.77%
Energy	1.76%

Asset Allocation

Asset Class	Value
Cash	2.79%
Equity	97.2%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 21 \| PERSISTENT	5%	₹349 Cr	641,031
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jan 20 \| DIXON	4%	₹332 Cr	240,705
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 500251	4%	₹322 Cr	424,534
Lupin Ltd (Healthcare) Equity, Since 31 Jul 24 \| 500257	3%	₹220 Cr	1,004,356 ↑ 319,125
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Sep 12 \| SOLARINDS	3%	₹196 Cr	169,704
Bajaj Housing Finance Ltd (Financial Services) Equity, Since 30 Sep 24 \| BAJAJHFL	2%	₹184 Cr	11,974,362 ↑ 11,974,362
PB Fintech Ltd (Financial Services) Equity, Since 29 Feb 24 \| 543390	2%	₹176 Cr	1,084,888
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 24 \| 500093	2%	₹174 Cr	2,298,558 ↑ 314,333
Voltas Ltd (Industrials) Equity, Since 31 Dec 23 \| VOLTAS	2%	₹157 Cr	848,655
Indian Bank (Financial Services) Equity, Since 31 Jan 21 \| 532814	2%	₹156 Cr	2,974,073

निष्कर्ष

गुंतवणुकीचे निर्णय घेताना, तुमच्यासाठी उपलब्ध पर्यायांची ठोस माहिती असणे महत्त्वाचे आहे. ईटीएफ आणि म्युच्युअल फंडांमध्ये गुंतवणूक केल्याने वैविध्यपूर्ण पोर्टफोलिओ मिळू शकतो, परंतु तुमच्या आर्थिक उद्दिष्टांचे मूल्यांकन करणे महत्त्वाचे आहे,धोका सहनशीलता, आणि गुंतवणुकीचे कोणतेही निर्णय घेण्यापूर्वी वेळ क्षितिज. योग्य मार्गदर्शन किंवा व्यावसायिक समर्थनाशिवाय, गुंतवणुकीच्या जटिल जगात नेव्हिगेट करणे आव्हानात्मक असू शकते.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.